Houston Federal Credit Union’s super low rates and minimal or non-existent fees help our members thrive and reach their financial goals.

Fee Schedule

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Effective September 3, 2019

Lending Fees
(applicable for most loan types)
Collection Fees All costs involved in collecting amount owed to HFCU including court costs and reasonable attorney fees.
Filing Fees All lien filing fees for HFCU security interest in any secured loans. Fee is actual fee charged based on security type and state pricing.
Late Fee (the lesser of) Lesser of $25 or 5% of the payment when 10 or more days late
Non-Sufficient Funds Payment Fee $30.00
Lost Title Replacement $15.00
Electronic Title Lien Fee $5.00
Telephone Payment Convenience Fee $10.00
Late Title Registration Penalty Fee $250.00
Skip-a-Pay Fee (per loan skipped) $25.00