Real Estate

Call (281) 243-0797 to Apply by Phone

Unimproved Property & Lot Loans

Whether purchasing a single lot or buying several acres of land, Houston Federal Credit Union can handle the financing of your unimproved property or lot loan. Call us today at (281) 243-0797 for more information.

Loan Rates Below Effective: November 22, 2019 through December 31, 2019

Unimproved Property

APR – Rate as low as Term
6.25% 60 Month Balloon
7.75% 144 Month Fixed

Loan Rates Below Effective: November 22, 2019 through December 31, 2019

Lot Loans

Term LTV APR – Fixed Rate as low as
36 Month Max Term Up to 70% 5.99%
71% to 80% 6.99%
81% to 95% 7.49%

APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details.

Payment Example: 144 monthly payments of approximately $10.69 per $1,000 borrowed at 7.75% APR.