Our suite of business loans enables you to fulfill your business needs, with straightforward terms and great rates.

SBA Loans: "Helping Small Businesses Grow"

HFCU Is Your Small Business Loan Source

Click here to download our SBA brochure PDF

In keeping with our desire to provide excellent member services and products, we now offer SBA Loans. Houston Federal Credit Union specializes in SBA loans available from $300,000 up to $5,000,000.

We offer two popular SBA loan programs to help your business succeed. Click one of the links above for more information on the different SBA loan products.

If you have questions, please call us at 281-243-0500 and request to speak with our Commercial Loan Officer, Pastor Oropeza.

What does SBA look for in a loan application?

There are a few requirements that must be met in order for your business to qualify for an SBA loan:

  • Applicant must be eligible: For profit business owned and controlled by a US citizen or LPR, legal permanent resident (No visas).
  • Repayment ability comes from the cash flow of the business.
  • Applicant must be of good character (Both credit and criminal history).
  • Collateral purchased from loan funds and personal guaranty generally secure the loan.
  • Owner’s personal equity contribution.