Business Savings

Business Share Certificate Accounts

Our Share Certificate Accounts are investment accounts for small business owners who want to earn a higher dividend rate and do not need immediate access to their funds. HFCU’s Share Certificate Accounts are built with flexibility in mind. With different minimum share amounts and terms, our Business Share Certificate Accounts pay better than competitive dividend rates and may be the perfect fit for the our members’* business investment needs.

Share Certificate Rates Below Effective: November 13th, 2019 through November 18th, 2019

Share Certificate Accounts

Term Share IRA & Jumbo
Dividend Rate APY** Dividend Rate APY**
7 – 91 Days 0.947% 0.95% N/A N/A
6 – <12 Months 1.541% 1.55% 1.660% 1.67%
12 – <18 Months 1.887% 1.90% 2.005% 2.02%
18 – <24 Months 1.985% 2.00% 2.103% 2.12%
24 – <30 Months 2.182% 2.20% 2.300% 2.32%
30 – <36 Months 2.280% 2.30% 2.398% 2.42%
36 – <48 Months 2.428% 2.45% 2.546% 2.57%
48 – <60 Months 2.526% 2.55% 2.644% 2.67%
>60 Months 2.771% 2.80% 2.889% 2.92%

Stop by any of our offices today to open your Business Share Certificate Account. You can also print the Business Account Card, complete it, and bring it with you when you open your account.

*Must be eligible for Houston Federal Credit Union membership and open a share savings account with a $5 minimum deposit in order to become a member and obtain any product or service.

**APY = Annual Percentage Yield.
Rates are subject to change weekly.
$7,500 minimum investment for 7-91 day regular certificates.
$100,000 minimum investment for jumbo certificates.
Fees and other conditions could reduce the earnings on the account.
Share dividend rates are set by the Board of Directors monthly. Certificate dividend rates are set weekly.