- Visa® Platinum Advantage
- Visa® Platinum Family
- Visa® Platinum Rewards
- Visa® Prime Lock
- Visa® Secured
- Credit Card Fraud and Foreign Transactions
- EMV Chip Cards
- Credit Card Resources
- Credit Card Overlimit Program
- Visa® Platinum Rewards Opt-In
Visa® Platinum Family
If you are looking for a credit card with a super low rate, and a way to teach responsible credit habits to children as young as 15 years old, our Visa® Platinum Family card is the perfect card for you. Plus, you’ll get a super low introductory rate of just 2.99% APR for the first six months!
Why choose Visa® Platinum Family from HFCU?
|No Annual Fee|
|Super low rates starting at just 6.99% APR|
|No balance transfer fees|
|No cash advance fees|
|No rate increases for late payments|
|No interest on purchases if entire balance is paid within 25-day grace period (Except cash advance – interest accrues from posting date)|
|And, zero liability for any unauthorized transactions!|
|smsGuardian™ FREE text alert service* Sign up for smsGuardian Text Alert Service|
|Visa Checkout helps deter fraud through a retailers site. Sign up all your HFCU credit cards today!|
*The cell phone or mobile device must have the ability to send and receive text messages and the use of “short codes” must not be blocked. Short codes are special telephone numbers, often five digits long, which are used to send text messages from mobile phones. You are responsible for any text messaging fees from your carrier, message and data rates may apply. This service is available for the following carriers listed at: https://www. cardguardian.com/CardGuardian/carriers.do.
|Cash advances available at credit unions, banks, hotels, ATMs, etc. honoring Visa® credit cards|
|Credit Life and Credit Disability Insurance Protection available for a nominal fee|
|A family credit line with the ability to issue cards to dependants as young as 15 years old|
|Helps teach responsible credit habits|
|Equip them with credit they can use for school or emergency situations|
|Prepare them to establish their own line of credit at an early age|
|Parental controls for young cardholders with customized spending limits|
|Online access available for each card holder|
Rates Below Effective: August 1, 2018
Visa® Platinum Family
|Type||APR – Variable Rate as low as|
|Visa® Platinum Family||6.99%|
APR = Annual Percentage Rate.
Rates are subject to change monthly.
The 2.99% Introductory APR applies to purchases, balance transfers, and cash advances for the first six billing cycles and is offered to first-time credit card applicants only. Stated rate applies to well-qualified applicants. Details will be provided when you become a cardholder.
After Hours Phone Numbers for Declined Credit Card and Debit Card Transactions
If it is after normal Credit Union hours and one of your credit card transactions or debit card transactions (where you selected the credit option instead of using your PIN on your debit card) was declined, you can now call one of the following phone numbers for assistance: