- Mortgage Loans
- Home Equity Loans
- Home Equity Lines of Credit
- HomeAdvantage Real Estate Agent Network
- Make Your Mortgage Payment
- Home Improvement Loans
- Unimproved Property & Lot Loans
- Housing Counselors
- HFCU Mortgage Lending Team
Click here to view our Mortgage Application FAQ page.
Curious about what your mortgage loan payments will be?
Click here to use our mortgage calculator and see the breakdown of everything including what you will owe.
At Houston Federal Credit Union, we know that your biggest investment is your home and you want a partner you can trust to handle your home loan needs. Whether you’re buying your first home, your next home, or a home for retirement, we can develop the perfect home financing solution that’s just right for you. View our current mortgage rates and start your loan application process today!
Some of our mortgage loan options include:
- Conventional Loans
- Refinance Loans
- Land Loans up to 10 Acres
- Jumbo up to 1.5 million
- Investment – Purchase, Rate/Term and Cash-out
Our extensive mortgage loan property types include:
- Primary Residence
- Second Home
- Condo Warrantable
- Residential 1 – 4 Family Units
All of these options allow us to customize the perfect mortgage solution that fits your needs and budget. Plus, we offer guaranteed purchaser closing date and the quality personal service you deserve.
Great Rates, Low Closing Costs
Enjoy competitive rates and closing costs when you choose one of our convenient loan programs. In fact, we don’t even charge the typical 1% of the loan amount that is commonly referred to as an Origination Point Fee. This can save you thousands of dollars compared to other lenders at closing. Let our prompt and pro-active service guide you through your home purchase or refinance process!
Online Mortgage Payments
Login to your eTeller (online banking) account and click on the mortgage tab at the top of the page to conveniently pay your mortgage payment online. You can also check your current loan balance, view your history, request a payoff statement, check your due date, and see previous and current year-to-date totals. Sign in to eTeller by entering your username and clicking the button below.
Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. For a more detailed look of what areas are eligible, please refer to our field of membership map
Houston Federal Credit Union NMLS #673404