Business Checking

Free Business Checking

Our Free Business Checking is just what it says it is – free! Members* can enjoy free online bill pay and there is a low minimum opening deposit of just $100.00. There is no average balance to maintain, no minimum balance fee, and you get 150 free transactions per month.

Rates Below Effective: March 1, 2024 and are Payable April 1, 2024

Free Business Checking

Type Dividend Rate APY**
Free Business Checking 0.00% 0.00%

Stop by any of our offices today to open your Business Checking account. You can also print the Business Account Card, complete it, and bring it with you when you open your account.

*Must be eligible for Houston Federal Credit Union membership and open a share savings account with a $5 minimum deposit in order to become a member and obtain any product or service.

**APY = Annual Percentage Yield.
Rates are subject to change monthly.

Other fees for NSF, ATM, overdraft transfer fees, wires, stop payments, cashier’s checks, money orders, etc., apply, and are the same as our consumer accounts. Items included as a transaction: checks written, checks deposited, ACH debits, ACH credits, ATM withdrawals, wire transfers, and electronic bill payments. Visa Debit Card signature and PIN based transactions are not considered transactions. Bill pay is free provided at least one bill is paid electronically in a three month period.