Flexibility

HFCU’s wide range of Savings Accounts provides you with the flexibility you need to help you prepare for your future financial wants and needs.

Savings

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Money Market Accounts

Money Market Accounts are savings accounts with limited checking access. The great news is that members* earn a higher yield on these accounts compared to a regular savings or checking account because minimum balance requirements on Money Market Accounts are relatively higher.

With a Money Market Account, members* can make up to six withdrawals or transfers per month. However, there is an exception to this. Members* can make an unlimited number of withdrawals if done in person or at an ATM.

HFCU Money Market Accounts can be a great choice because:

Key Features
A low minimum balance of $2,000
Tiered Rates (members earn more as higher balances are maintained)
Dividends are compounded and paid monthly

Rates Below Effective: March 1, 2024 and are Payable April 1, 2024

Insured Money Market Rates

Amount Dividend Rate APY**
$.00 – $1,999.99 0.00% 0.00%
$2,000 – $9,999.99 1.094% 1.10%
$10,000 – $19,999.99 1.144% 1.15%
$20,000 – $39,999.99 1.785% 1.80%
$40,000 – $99,999.99 2.129% 2.15%
greater than or equal to $100,000 2.325% 2.35%

*Must be eligible for Houston Federal Credit Union membership and open a share savings account with a $5 minimum deposit in order to become a member and obtain any product or service.

**APY = Annual Percentage Yield.
Rates are subject to change monthly.
Fees and other conditions could reduce the earnings on the account.