- Regular Savings Accounts
- Money Market Accounts
- Certificate Accounts
- Vacation Club
- Holiday Club
- Health Savings Accounts
- Uniform Transfer to Minors
Money Market Accounts
Money Market Accounts are savings accounts with limited checking access. The great news is that members earn a higher yield on these accounts compared to a regular savings or checking account because minimum balance requirements on Money Market Accounts are relatively higher.
With a Money Market Account, members can make up to six withdrawals or transfers per month. However, there is an exception to this. Members can make an unlimited number of withdrawals if done in person or at an ATM.
HFCU Money Market Accounts can be a great choice because:
|A low minimum balance of $2,000|
|Tiered Rates (members earn more as higher balances are maintained)|
|Dividends are compounded and paid monthly|
Rates Below Effective: December 1, 2018 and are Payable January 1, 2019
Insured Money Market Rates
|$.00 – $1,999.99||0.00%||0.00%|
|$2,000 – $9,999.99||0.449%||0.45%|
|$10,000 – $19,999.99||0.499%||0.50%|
|$20,000 – $39,999.99||0.598%||0.60%|
|$40,000 – $99,999.99||0.698%||0.70%|
|greater than or equal to $100,000||0.847%||0.85%|
APY = Annual Percentage Yield.
Rates are subject to change monthly.
Fees and other conditions could reduce the earnings on the account.