HFCU has a variety of convenient checking accounts that are sure to suit your individual lifestyle. And, all of our checking accounts are loaded with convenient and FREE services – select a few or select them all!


Apply for an Account


If you’re between the ages of 18 & 25, you can open your myChecking account – a checking account that keeps up with your busy social life on and off the web.

You may have on-line accounts that keep you connected to your friends… now get the innovative online account that can transform your finances.

Key Features
No minimum balance required and no monthly maintenance fee
No per check charges or hidden fees
Free online banking
Free online bill pay1
Free eStatements
Free eAlerts2
Free online check images 24/7
Lower NSF fee ($11 with a maximum of 4 per day.)
Lower stop payment fee ($11 per stop pay.)
Free ATM/Visa Debit Card
Access to thousands of free ATMs nationwide
Free telephone banking
Free incoming wires
Remote Deposit Anywhere3
Free notary service
Free educational seminars
Access to thousands of nationwide Credit Union Service Centers
Overdraft protection
Low minimum opening deposit of just $25
Free Identity Theft Program

1Bill pay is free provided the service is used at least once every three months; otherwise a $3.00 monthly fee (subject to change) may be assessed.

2Standard rates and fees may apply from your wireless carrier.

3Must have compatible mobile device to use the mobile application. Standard rates and fees may apply from your wireless carrier. For Remote Deposit Anywhere, all funds may not be immediately available after the deposit is made.

If you are 15 – 17 years of age, you can open a myChecking account with a joint owner on the account who is 18 or older. Once you turn 18, the joint owner can be removed. At the age of 25, your myChecking will convert to HFCU’s Free Checking with normal fees that apply to Free Checking. Must have an unexpired government issued photo ID to open the account. $25 minimum deposit to open account. eStatements are free with this account. There is a $3 fee per month for paper statements.