HFCU has a variety of convenient checking accounts that are sure to suit your individual lifestyle. And, all of our checking accounts are loaded with convenient and FREE services – select a few or select them all!



If you’re between the ages of 18 & 25, you can open your Free myChecking account – a checking account that keeps up with your busy social life on and off the web.

You may have on-line accounts that keep you connected to your friends… now get the innovative online account that can transform your finances.

Key Features
No minimum balance required and no monthly maintenance fee
No per check charges or hidden fees
Free online banking
Free online bill pay*
Free eStatements
Free eAlerts
Free online check images 24/7
Lower NSF fee ($11 with a maximum of 4 per day.)
Lower stop payment fee ($11 per stop pay.)
Free ATM/Visa Debit Card
Access to thousands of free ATMs nationwide
Free telephone banking
Free incoming wires
Free Traveler’s Checks
Free notary service
Free educational seminars
Access to thousands of nationwide Credit Union Service Centers
Overdraft protection
Low minimum opening deposit of just $25
Remote Deposit Anywhere
Free Identity Theft Program

* Bill pay is free provided the account is used at least once every three months; otherwise a $3.00 monthly fee (subject to change) may be assessed.

If you are 15 – 17 years of age, you can open a myChecking account with a joint owner on the account who is 18 or older. Once you turn 18, the joint owner can be removed. At the age of 25, your myChecking will convert to HFCU’s Free Checking with normal fees that apply to Free Checking. Must have an unexpired government issued photo ID to open the account. $25 minimum deposit to open account. eStatements are free with this account. There is a $3 fee per month for paper statements.