HFCU has a variety of convenient checking accounts that are sure to suit your individual lifestyle. And, all of our checking accounts are loaded with convenient and FREE services – select a few or select them all!


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Flexible Checking

With Flexible Checking, you can tailor your account to fit your individual needs. And, you can earn dividends with this account!

Key Features
Earn dividends when you maintain an average daily balance of just $750.
No monthly service charge when you maintain a minimum daily balance of only $100.
(If your daily balance falls below $100, it’s just a $6 per month charge.)
No per check charges or hidden fees
Free online check images 24/7
Free online banking
Free online bill pay1
Free eStatements
Free eAlerts2
Free ATM/Visa Debit Card
Free telephone banking
Free incoming wires
Remote Deposit Anywhere3
Free notary service
Access to thousands of free ATM’s nationwide
Free educational seminars
Access to thousands of nationwide Credit Union Service Centers
Overdraft protection
Free direct deposit
Low minimum opening deposit of just $25
Remote Deposit Anywhere

Rates Below Effective: May 1, 2024 and are Payable June 1, 2024

Flexible Checking Rate

Type Dividend Rate APY4
Flexible Checking 0.05% 0.05%

1Bill pay is free provided the service is used at least once every three months; otherwise a $3.00 monthly fee (subject to change) may be assessed.

2Standard rates and fees may apply from your wireless carrier.

3Must have compatible mobile device to use the mobile application. Standard rates and fees may apply from your wireless carrier. For Remote Deposit Anywhere, all funds may not be immediately available after the deposit is made.

4APY = Annual Percentage Yield.
Rates are subject to change monthly.
Fees and other conditions could reduce the earnings on the account.