HFCU has a variety of convenient checking accounts that are sure to suit your individual lifestyle. And, all of our checking accounts are loaded with convenient and FREE services – select a few or select them all!


Flexible Checking

With Flexible Checking, you can tailor your account to fit your individual needs. And, you can earn dividends with this account!

Key Features
Earn dividends when you maintain an average daily balance of just $750.
No monthly service charge when you maintain a minimum daily balance of only $100.
(If your balance falls below $100, it’s just a $6 per month charge.)
No per check charges or hidden fees
Free online check images 24/7
Free online banking
Free online bill pay*
Free eStatements
Free eAlerts
Free ATM/Visa Debit Card
Free telephone banking
Free incoming wires
Free Traveler’s Checks
Free notary service
Access to thousands of free ATM’s nationwide
Free educational seminars
Access to thousands of nationwide Credit Union Service Centers
Overdraft protection
Free direct deposit
Low minimum opening deposit of just $25
Remote Deposit Anywhere

Rates Below Effective: July 1, 2019 and are Payable August 1, 2019

Flexible Checking Rate

Type Dividend Rate APY
Flexible Checking 0.03% 0.03%

*Bill pay is free provided the account is used at least once every three months; otherwise a $3.00 monthly fee (subject to change) may be assessed.

APY = Annual Percentage Yield.
Rates are subject to change monthly.
Fees and other conditions could reduce the earnings on the account.