Current Rates
Share Certificate Rates Below Effective: January 22, 2020 through January 27, 2020
Share Certificate Accounts
| Term | Share | IRA & Jumbo | ||
|---|---|---|---|---|
| Dividend Rate | APY | Dividend Rate | APY | |
| 7 – 91 Days | 0.897% | 0.90% | N/A | N/A |
| 6 – <12 Months | 1.492% | 1.50% | 1.610% | 1.62% |
| 12 – <18 Months | 1.837% | 1.85% | 1.956% | 1.97% |
| 18 – <24 Months | 1.936% | 1.95% | 2.054% | 2.07% |
| 24 – <30 Months | 2.034% | 2.05% | 2.153% | 2.17% |
| 30 – <36 Months | 2.133% | 2.15% | 2.251% | 2.27% |
| 36 – <48 Months | 2.280% | 2.30% | 2.398% | 2.42% |
| 48 – <60 Months | 2.379% | 2.40% | 2.497% | 2.52% |
| >60 Months | 2.526% | 2.55% | 2.644% | 2.67% |
Rates Below Effective: January 1, 2020 and are Payable February 1, 2020
Insured Money Market Rates
| Amount | Dividend Rate | APY |
|---|---|---|
| $.00 – $1,999.99 | 0.00% | 0.00% |
| $2,000 – $9,999.99 | 0.648% | 0.65% |
| $10,000 – $19,999.99 | 0.698% | 0.70% |
| $20,000 – $39,999.99 | 0.797% | 0.80% |
| $40,000 – $99,999.99 | 0.995% | 1.00% |
| greater than or equal to $100,000 | 1.193% | 1.20% |
Rates Below Effective: January 1, 2020 and are Payable February 1, 2020
IRA Share Rates
| Amount | Dividend Rate | APY |
|---|---|---|
| $.00 – $99,999.99 | 0.797% | 0.80% |
| greater than or equal to $100,000 | 1.193% | 1.20% |
Rate Below Effective: January 1, 2020 and are Payable February 1, 2020
Health Savings Accounts (HSAs)
| Type | Dividend Rate | APY |
|---|---|---|
| Health Savings Account | 0.797% | 0.80% |
Rates Below Effective: January 1, 2020 and are Payable February 1, 2020
Club and Checking Rates
| Type | Dividend Rate | APY |
|---|---|---|
| Holiday/Vacation Club Accounts | 0.648% | 0.65% |
| Flexible Checking | 0.03% | 0.03% |
Rates Below Effective: January 1, 2020 and are Payable February 1, 2020
Share Rates
| Amount | Dividend Rate | APY |
|---|---|---|
| $0.00 – $19,999.99 | 0.05% | 0.05% |
| $20,000 – $99,999.99 | 0.08% | 0.08% |
| greater than or equal to $100,000 | 0.10% | 0.10% |
Rates Below Effective: January 1, 2020 and are Payable February 1, 2020
Business Checking Rates
| Type | Dividend Rate | APY |
|---|---|---|
| Free Business Checking | 0.00% | 0.00% |
| Classic Business Checking | 0.02% | 0.02% |
| Platinum Business Checking | 0.03% | 0.03% |
APY = Annual Percentage Yield.
Rates are subject to change weekly.
$7,500 minimum investment for 7-91 day regular certificates.
$500 minimum investment for 6-60 month regular & IRA certificates.
$100,000 minimum investment for jumbo certificates.
Fees and other conditions could reduce the earnings on the account.
Share dividend rates are set by the Board of Directors monthly. Certificate dividend rates are set weekly.