Current Rates
Share Certificate Rates Below Effective: October 16th, 2019 through October 21st, 2019
Share Certificate Accounts
| Term | Share | IRA & Jumbo | ||
|---|---|---|---|---|
| Dividend Rate | APY | Dividend Rate | APY | |
| 7 – 91 Days | 0.947% | 0.95% | N/A | N/A |
| 6 – <12 Months | 1.590% | 1.60% | 1.709% | 1.72% |
| 12 – <18 Months | 1.936% | 1.95% | 2.054% | 2.07% |
| 18 – <24 Months | 2.034% | 2.05% | 2.153% | 2.17% |
| 24 – <30 Months | 2.231% | 2.25% | 2.349% | 2.37% |
| 30 – <36 Months | 2.280% | 2.30% | 2.398% | 2.42% |
| 36 – <48 Months | 2.526% | 2.55% | 2.644% | 2.67% |
| 48 – <60 Months | 2.575% | 2.60% | 2.693% | 2.72% |
| >60 Months | 2.918% | 2.95% | 3.035% | 3.07% |
Rates Below Effective: October 1, 2019 and are Payable November 1, 2019
Insured Money Market Rates
| Amount | Dividend Rate | APY |
|---|---|---|
| $.00 – $1,999.99 | 0.00% | 0.00% |
| $2,000 – $9,999.99 | 0.648% | 0.65% |
| $10,000 – $19,999.99 | 0.698% | 0.70% |
| $20,000 – $39,999.99 | 0.797% | 0.80% |
| $40,000 – $99,999.99 | 0.995% | 1.00% |
| greater than or equal to $100,000 | 1.193% | 1.20% |
Rates Below Effective: October 1, 2019 and are Payable November 1, 2019
IRA Share Rates
| Amount | Dividend Rate | APY |
|---|---|---|
| $.00 – $99,999.99 | 0.797% | 0.80% |
| greater than or equal to $100,000 | 1.193% | 1.20% |
Rate Below Effective: October 1, 2019 and are Payable November 1, 2019
Health Savings Accounts (HSAs)
| Type | Dividend Rate | APY |
|---|---|---|
| Health Savings Account | 0.797% | 0.80% |
Rates Below Effective: October 1, 2019 and are Payable November 1, 2019
Club and Checking Rates
| Type | Dividend Rate | APY |
|---|---|---|
| Holiday/Vacation Club Accounts | 0.648% | 0.65% |
| Flexible Checking | 0.03% | 0.03% |
Rates Below Effective: October 1, 2019 and are Payable November 1, 2019
Share Rates
| Amount | Dividend Rate | APY |
|---|---|---|
| $0.00 – $19,999.99 | 0.05% | 0.05% |
| $20,000 – $99,999.99 | 0.08% | 0.08% |
| greater than or equal to $100,000 | 0.10% | 0.10% |
Rates Below Effective: October 1, 2019 and are Payable November 1, 2019
Business Checking Rates
| Type | Dividend Rate | APY |
|---|---|---|
| Free Business Checking | 0.00% | 0.00% |
| Classic Business Checking | 0.02% | 0.02% |
| Platinum Business Checking | 0.03% | 0.03% |
APY = Annual Percentage Yield.
Rates are subject to change weekly.
$7,500 minimum investment for 7-91 day regular certificates.
$500 minimum investment for 6-60 month regular & IRA certificates.
$100,000 minimum investment for jumbo certificates.
Fees and other conditions could reduce the earnings on the account.
Share dividend rates are set by the Board of Directors monthly. Certificate dividend rates are set weekly.