Current Rates
Share Certificate Rates Below Effective: December 1, 2023 through December 4, 2023
Share Certificate Accounts
| Term | Share | IRA & Jumbo | ||
|---|---|---|---|---|
| Dividend Rate | APY | Dividend Rate | APY | |
| 7 Day up to 91 Day | 3.065% | 3.100% | N/A | N/A |
| 6 Month to 11 Month | 4.281% | 4.350% | 4.397% | 4.470% |
| 12 Month to 17 Month | 5.102% | 5.200% | 5.217% | 5.320% |
| 18 Month to 23 Month | 4.571% | 4.650% | 4.687% | 4.770% |
| 24 Month to 29 Month | 4.329% | 4.400% | 4.445% | 4.520% |
| 30 Month to 35 Month | 4.232% | 4.300% | 4.349% | 4.420% |
| 36 Month to 47 Month | 4.232% | 4.300% | 4.349% | 4.420% |
| 48 Month to 59 Month | 4.232% | 4.300% | 4.349% | 4.420% |
| 60 Month | 4.378% | 4.450% | 4.494% | 4.570% |
Rates Below Effective: December 1, 2023 and are Payable January 1, 2024
Insured Money Market Rates
| Amount | Dividend Rate | APY |
|---|---|---|
| $.00 – $1,999.99 | 0.00% | 0.00% |
| $2,000 – $9,999.99 | 1.094% | 1.10% |
| $10,000 – $19,999.99 | 1.144% | 1.15% |
| $20,000 – $39,999.99 | 1.785% | 1.80% |
| $40,000 – $99,999.99 | 2.129% | 2.15% |
| greater than or equal to $100,000 | 2.325% | 2.35% |
Rates Below Effective: December 1, 2023 and are Payable January 1, 2024
IRA Share Rates
| Amount | Dividend Rate | APY |
|---|---|---|
| $.00 – $99,999.99 | 1.785% | 1.80% |
| greater than or equal to $100,000 | 2.325% | 2.35% |
Rate Below Effective: December 1, 2023 and are Payable January 1, 2024
Health Savings Accounts (HSAs)
| Type | Dividend Rate | APY |
|---|---|---|
| Health Savings Account | 1.785% | 1.80% |
Rates Below Effective: December 1, 2023 and are Payable January 1, 2024
Club and Checking Rates
| Type | Dividend Rate | APY |
|---|---|---|
| Holiday/Vacation Club Accounts | 1.094% | 1.10% |
| Flexible Checking | 0.05% | 0.05% |
Rates Below Effective: December 1, 2023 and are Payable January 1, 2024
Share Rates
| Amount | Dividend Rate | APY |
|---|---|---|
| $0.00 – $19,999.99 | 0.10% | 0.10% |
| $20,000 – $99,999.99 | 0.15% | 0.15% |
| greater than or equal to $100,000 | 0.25% | 0.25% |
Rates Below Effective: December 1, 2023 and are Payable January 1, 2024
Business Checking Rates
| Type | Dividend Rate | APY |
|---|---|---|
| Free Business Checking | 0.00% | 0.00% |
| Classic Business Checking | 0.02% | 0.02% |
| Platinum Business Checking | 0.03% | 0.03% |
APY = Annual Percentage Yield.
Rates are subject to change weekly.
$7,500 minimum investment for 7-91 day regular certificates.
$500 minimum investment for 6-60 month regular & IRA certificates.
$100,000 minimum investment for jumbo certificates.
Fees and other conditions could reduce the earnings on the account.
Share dividend rates are set by the Board of Directors monthly. Certificate dividend rates are set weekly.