- Regular Savings Accounts
- Money Market Accounts
- Certificate Accounts
- Vacation Club
- Holiday Club
- Health Savings Accounts
- Uniform Transfer to Minors
Regular Savings Account
HFCU’s Regular Share Account is the basic savings account that all members are required to have. Opening and maintaining this account represents membership in Houston Federal Credit Union, giving members ownership (1 share) and voting privileges.
Why choose HFCU’s Regular Share Account?
|Fixed dividend paid on entire balance in the account|
|The account may be used as collateral for a Share Loan|
|May be used for special purposes such as creating a personal escrow fund, saving for a down payment on a home or automobile, or building a rainy day fund for emergency purposes|
|Members may have their pay directly deposited into their account if employer provides Direct Deposit|
|NCUA insures the cumulative deposits of share-type accounts up to $250,000 (IRAs insured separately)|
|Only $5 required to open and maintain the account|
Rates Below Effective: January 1, 2017 and are Payable February 1, 2017
|$0.00 – $19,999.99||0.02%||0.02%|
|$20,000 – $99,999.99||0.04%||0.04%|
|greater than or equal to $100,000||0.06%||0.06%|
APY = Annual Percentage Yield.
Rates are subject to change monthly.
Fees and other conditions could reduce the earnings on the account.