Houston Federal Credit Union

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Wheelie Great 🚗 Loan Deals!

Rates as low as
4.50% APR*

Tired of playing deal or no deal? Our low auto loan rates are the quiet ride your wallet deserves.

Auto Loans

*APR is Annual Percentage Rate. 
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Build 🏡 Equity, Not Regret

Rates as low as
5.375% with a
5.595% APR*

Don't wait, it's a buyer's market! Save money with low closing costs and no origination point fees.

Mortgage Loans

*APR is Annual Percentage Rate. 
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360 Secure Checking - Travel ✈️ & Leisure Discounts

 
Experience checking with value-added benefits that have your financial and personal well-being in mind.

Learn More
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Prepare for  Hurricane 🌀 Season

 
It’s not officially over until November 30, so make sure you continue to stay prepared!

Learn More

Rates that work for you

New  & Used Auto


rates as low as
4.50%
Annual Percentage Rate

rates as low as
7.50%
Annual Percentage Rate

rates as low as
8.20%
Annual Percentage Rate

yields as high as
4.00%
Annual Percentage Yield

yields as high as
1.70%
Annual Percentage Yield
Unlock your financial potential

Manage your finances anytime, anywhere

Anytime access, enhanced security and user-friendly tools. We give you the freedom to take control of your money on your own terms.

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24/7 Access

Ways we can help you

We’re not just a financial institution – we’re your go-to partner for all things money.

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Alka helped set up my son's checking and savings. Great professionalism and member service! 
Racquel W.

Ommar was super helpful and patient with me. I highly recommend the Champions branch for great member service. 
Teresa P.

I received exceptional service at HFCU by Edelmira, Juliana, and Julie! They always exceed expectations!
Karen L.

We saved our members a total of $103,018.48 in the month of June by refinancing their loans with HFCU!
Newsweek - America's Best Credit Union Logo


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HFCU Success Stories

Passionate about helping others? We’re hiring!

Join the HFCU team and enjoy a supportive work environment with great benefits. Explore our job openings today!

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Empower your financial journey

At Houston FCU, we provide the resources you need to reach your financial goals.


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ELEVATE Financial Wellness
Free online financial education.
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Financial Counseling
Free & tailored advice for HFCU members.
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Financial Calculators
Handy tools to help plan.
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Become a Member
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Experience the HFCU difference

At Houston Federal Credit Union, we’re here to help you achieve your financial goals.
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Lower fees, competitive rates, and incredible member perks
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Community-focused approach
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Personalized and exceptional service

The latest articles from HFCU

Please read our featured articles that provide useful information and tips to help empower and lead you to success through your personal financial journey.
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New Greenville Grove Branch - Now Open!

Newsweek America's Best Credit Union Logo

Voted One of America's Best Credit Unions

Need Access? Download HFCU'smobile app!


HFCU QR Code