The holly, jolly time of year is meant to be enjoyed with family and friends, not stressing over the costs of holiday shopping. Skip the stress and make even more merry memories this holiday season with HFCU’s Holiday Skip-A-Pay*! As a valued HFCU member, you may qualify to skip one or more of your eligible loan payments for a small fee of $25 per loan skipped through the months of November, December or January.