Home Equity Loans give you unlimited choices

Spring is a great time to take advantage of the equity in your home to make home improvements. A Home Equity Loan gives you the choice to use the money for just about anything. Find out if a home equity loan is right for you.

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Auto Savings!

We are committed to saving you money on your auto financing. Our low rates and extended terms make it easier to afford the car or truck you want, with low payments that are really manageable. Start saving today before rates begin to rise!

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Parking Lot Expansion Phase Two To Begin

Beginning May 23rd, we will begin phase two of our home office parking lot expansion project. The back row of our member parking will be closed temporarily and additional member parking will be located on the side of the building facing the lake. Our Imperial office, located just two miles away, is also available and has drive-thru service and a drive-up ATM. Learn More


We are dedicated to our members, our communities, and now to the students, faculty, and employees at Houston Baptist University. Our partnership as the official Credit Union of HBU enables us to serve the financial needs of the people associated with this great university.

Go Huskies!

Card Security

Do you have a credit card with HFCU? We are sending out new cards that have the EMV chip technology embedded in them. This new technology offers enhanced security that helps fight against card fraud. We will be sending out new debit chip cards this summer.

Helpful things you should know

  • Visa®
  • Rates starting at
  • 3.50% APR*
  • Rates as low as
  • 3.50% APR*

Online Banking Login

Contact Us

  • 16320 Kensington Drive
  • Sugar Land, Texas
  • 77479-4079
  • (281) 243-0500 (local)
  • (866) OUR-HFCU (toll-free)
  • (844) GVL-HFCU (Greenville toll-free)
  • (844) VIP-HFCU (Loans toll-free)
  • (877) 389-3480 (international)

The Latest News from Houston FCU

New Card Fraud Prevention Service


In our continuing efforts to keep your credit, debit, and ATM cards secure, we’ve improved our alert system for potential fraud. Beginning June 8, 2016, our new system will send you email and text messages alerting you immediately if suspicious transactions occur on your cards. The enhanced neural network system has the ability to learn cardholder spending habits and recognize fraud patterns.