HFCU’s wide range of Savings Accounts provides you with the flexibility you need to help you prepare for your future financial wants and needs.


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Holiday Club Accounts

Members* can start saving for the Holiday Season with a Holiday Club Account. The minimum balance to open the account is only $5.00. Balances in your Holiday Club will automatically be transferred to a checking or savings account of your choice on November 1st. You can make a Holiday Club Account a regular part of your savings program by using direct deposit to automatically deposit money on a regular basis. Don’t let the Holiday Season sneak up on you. Call us today at (866) OUR-HFCU, chat with us online, or email us to start saving for your the next Holiday Season!

Do restrictions or fees apply?

Some restrictions and fees apply. If you withdraw money from the club account before the November 1st transfer date, a fee of $5.00 will be charged for each withdrawal. If you choose to close your account within 12 months of the opening of the account, a fee of $10.00 will be assessed. Finally, if you choose to reopen your account within 12 months of closing the club account, a $10.00 fee will apply. Talk to a Member Service Representative for more details.

Rates Below Effective: June 1, 2024 and are Payable July 1, 2024

Club Rates

Type Dividend Rate APY**
Holiday/Vacation Club Accounts 0.25% 0.25%

*Must be eligible for Houston Federal Credit Union membership and open a share savings account with a $5 minimum deposit in order to become a member and obtain any product or service.

**APY = Annual Percentage Yield.
Rates are subject to change monthly.
Fees and other conditions could reduce the earnings on the account.