HFCU’s wide range of Savings Accounts provides you with the flexibility you need to help you prepare for your future financial wants and needs.


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Vacation Club Accounts

Members* can start saving for their next vacation with a Vacation Club Account. The minimum balance to open the account is only $5.00. Balances in your Vacation Club will automatically be transferred to a checking or savings account of your choice on a date that you pre-determine when the club account is established. Accounts mature a minimum of 12 months after the account is opened. You can make a Vacation Club Account a regular part of your savings program by using direct deposit to automatically deposit money on a regular basis. Don’t let your next family vacation sneak up on you. Call us today at (866) OUR-HFCU, chat with us online, or email us to start saving for your next vacation!

Do restrictions or fees apply?

Some restrictions and fees apply. If you withdraw money from the club account before your pre-determined transfer date, a fee of $5.00 will be charged for each withdrawal. If you choose to close your account within 12 months of the opening of the account, a fee of $10.00 will be assessed. Finally, if you choose to reopen your account within 12 months of closing the club account, a $10.00 fee will apply. Talk to a Member Service Representative for more details.

Rates Below Effective: May 1, 2024 and are Payable June 1, 2024

Club Rates

Type Dividend Rate APY**
Holiday/Vacation Club Accounts 0.25% 0.25%

*Must be eligible for Houston Federal Credit Union membership and open a share savings account with a $5 minimum deposit in order to become a member and obtain any product or service.

**APY = Annual Percentage Yield.
Rates are subject to change monthly.
Fees and other conditions could reduce the earnings on the account.