HFCU has a variety of convenient checking accounts that are sure to suit your individual lifestyle. And, all of our checking accounts are loaded with convenient and FREE services – select a few or select them all!


Freedom Checking

Designed specifically for members starting at age 60, this special account gives you the freedom to personally customize your account.

Key Features
Flexibility – Choice of Free Checking or Flexible Checking
Free checks*
No per check charges or hidden fees
Free online check images 24/7
Free online banking
Free online bill pay*
Free eStatements
Free eAlerts
Free ATM/Visa Debit Card
Free telephone banking
Free incoming wires
Free Traveler’s Checks
Free notary service
Access to thousands of free ATM’s nationwide
Free educational seminars
Access to thousands of nationwide Credit Union Service Centers
Overdraft protection
Low minimum opening deposit of just $25
Remote Deposit Anywhere

Rates Below Effective: July 1, 2019 and are Payable August 1, 2019

Flexible Checking Rate

Type Dividend Rate APY
Flexible Checking 0.03% 0.03%

*Bill pay is free provided the account is used at least once every three months; otherwise a $3.00 monthly fee (subject to change) may be assessed.

*Free checks include one free box of checks per order.

APY = Annual Percentage Yield.
Rates are subject to change monthly.
Fees and other conditions could reduce the earnings on the account.