Succeed

Houston Federal Credit Union’s super low rates and minimal or non-existent fees help our members thrive and reach their financial goals.

Fee Schedule

View PDF Version of Fee Schedule

Effective December 1, 2018

Other Service Fees
(applicable to all accounts)
Account Reopening (within 90 days) $3.00
Account Activity Printout $2.00
Bad Address Fee (per month) $7.50
ATM Free (cash withdrawals at ATMs we do own or operate; or at surcharge free ATMs listed on HFCU’s website)
ATM $1.00 (cash withdrawals at ATMs we do not own or operate; or ATMs not listed on HFCU’s website as surcharge free ATMs. The ATM owner may assess an additional surcharge fee.)
ATM Card Replacement (one free per year) $5.00
Checks
American Express Gift Checks
(per check)
$2.50
Cashier
$3.00 (One free per day if you have a checking account at HFCU)
Money Order
$1.50
Traveler’s Checks
(per $100.00)
$1.00 (Free if you have a checking account at HFCU)
Traveler’s Checks for Two
(per $100.00)
$1.00
Collection item
Incoming
$10.00
Outgoing
correspondent fees plus $15.00 (Outgoing domestic or international)
Copy of Check $2.00
Copy of Check Rush
(faxed)
$3.00
Deposited Checks (and other items) given to you by a third party and returned unpaid $5.00
myChecking
(ages 18 to 25)
Free
Deposited Checks (and other items) from your non-HFCU personal accounts returned unpaid $23.00
myChecking
(ages 18 to 25)
$11.00
Gift Cards up to $1,000 (per card) $3.95 (Bulk purchase discounts available)
Nonsufficient funds (per presentation)***
myChecking (ages 18 to 25)**
$11.00
All other accounts/services
$30.00
Overdraft (per overdraft item paid)***
myChecking (ages 18 to 25)**
$11.00
All other accounts/services
$30.00
Photocopy $2.00
Signature Guarantee $25 per event
Statements
Paper
Free
myChecking
(ages 18 to 25) (per month)
$3.00
Electronic
(through eTeller for all accounts)
Free
Transfers
Automatic
(per transfer)
$5.00 (Overdraft protection from savings to checking)
Telephone
(Person to Person)
$2.00
TellerPhone
(Telephone Banking)
Free
eTeller
(Online Banking)
Free
Wire Transfer
Domestic
Outogoing
$15.00
Incoming
Free
Foreign
Outogoing
correspondent fees plus $47.00
Incoming
Free
Western Union – Commercial Money Orders
as charged by correspondent
** myChecking has a maximum of 4 NSF or Overdraft fees (or combination) per day. Maximum charge of $44.00 per day. ***Nonsufficient funds and Overdraft fees imposed on transactions by check, in-person withdrawal, ATM withdrawal, or any other electronic means. Items can be presented multiple times and will be charged per presentation.