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Make Purchases and set up Payments to Earn Visa® Cash Back Rewards


Experience Benefits that Help you Earn and Save Money!

  • Earn 1.50% Cash Back Rewards¹ on Purchases
  • 2.99% APR² Introductory Rate
  • No Cash Advance or Balance Transfer Fees³

Earn money while you spend money on vacation! Apply for or Switch over to an HFCU Visa® Platinum Rewards credit card to start earning 1.50% cash back rewards¹ on every net retail purchase!

Rewards are accrued after every monthly billing cycle, never expire, have no limit on the amount earned, and can be redeem at any time through eTeller (online banking), or in person at any of our convenient locations.

Additional benefits also include a low 2.99% APR² introductory rate for six months, no cash advance or balance transfer fees³, no rate increase for late payments, and you have the ability to protect yourself against fraudulent charges that could occur with HFCU’s FREE Card Alerts and Protections Service conveniently through the HFCU mobile app.⁴

We also have other credit card options that may be a better lifestyle fit. Check out our other HFCU Visa Platinum credit cards to see the other features and benefits they can offer you.

Contactless cards are now available for all HFCU cards. Learn more about how contactless cards are secure, safe, and convenient.

Apply online today for your new Visa Platinum Rewards Credit Card by clicking the button below, or by calling us at 281-243-0555 or toll-free at 1-(844)-VIP-HFCU (847-4328). Our Electronic Lending Team hours are Monday-Friday 9:00 a.m.-7:00 p.m. CT and Saturday 9:00 a.m.-2:00 p.m. CT.

Apply for Your HFCU Visa® Platinum Rewards Credit Card Today!

¹View HFCU Visa® Platinum Reward Program Terms and Conditions.
²APR is Annual Percentage Rate. Certain limitations, exceptions, and restrictions apply. The introductory rate is valid for six months. After the six months introductory period, the rate you receive will be variable, based on your credit history at the time of application; not to exceed 18% APR. The Variable Rate is based on an index, which is the Prime Rate as published in the Money Rates section of The Wall Street Journal on the last business day of the month and is subject to change monthly. Any change in the Index will be effective the first day of the first billing cycle immediately following the date of the change The Wall Street Journal Prime Rate since July 26, 2023 is 8.50% APR. The introductory rate is only available for new HFCU cardholders. Rates are subject to change without notice. HFCU is an equal opportunity lender. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. Other restrictions may apply. Additional details are available on or by speaking to a member service representative when you become a cardholder. See Credit Card Disclosure Information and Credit Card Agreement Information for terms and conditions.
³Interest accrues from posting date.
⁴Must have compatible device. Requires iPhone® with iOS 9.0 or above. Requires Android 4.1 or above. You are responsible for any fees from your carrier, and message and data rates may apply, check with your mobile carrier. Terms and conditions may apply. Contact HFCU for more information.
See Credit Card Disclosure Information and Credit Card Agreement Information for terms and conditions.