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HFCU Mortgage and HomeAdvantage® Provide You Savings and Rewards

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HFCU Mortgage has low rate loan products that can help you save money when you purchase, refinance, or upgrade your home. In addition to our low rates and low-cost closing fees, HFCU does not charge Origination Point Fees, which can also save you thousands of dollars over the life of your loan. We offer an excellent line-up of mortgage loan products that include:

  • Competitive low Mortgage Loan rates
  • Conventional Loans
  • Refinance Loans
  • Land Loans Up to 10 Acres
  • HFCU does not charge Origination Points Fees, saving you thousands of dollars over the life of your loan
  • USDA Loans
  • VA Loans
  • Jumbo Loans (Up to $1.5 million)
  • Investment Property Loans (Purchase, Rate/Term and Cash-out)
  • Low Closing Cost Fees
  • Home Improvement Loans
  • Home Equity Loans
  • Home Equity Lines of Credit (HELOC)

Apply with HFCU Mortgage Today!

In addition to the savings you will experience when you finance with HFCU Mortgage, you will also have the opportunity to earn Cash Rewards* at closing when you sell and purchase your home with HFCU’s HomeAdvantage® real estate agent network! Choose from a list of qualified, trusted, and experienced real estate agents in your area. HFCU Mortgage and HomeAdvantage work together to provide you with BIG SAVINGS in the process of buying and selling your home!

Visit HFCU’s Real Estate Agent Network

Whether you are buying a new or preowned home, or refinancing the home you are currently in, our qualified mortgage lenders are ready to help you! Start your application process by clicking the button below, or you can also speak with one of our representatives by calling us at 281-243-0797, or toll-free at 1-(866)-OUR-HFCU (687-4328) to discuss what options are best for you and your family. Click here to view our Mortgage Application FAQ page.

*HomeAdvantage is available to you through your membership with Houston Federal Credit Union. Cash Rewards are available to members who register to use HomeAdvantage and who use a real estate agent in the HomeAdvantage network to buy or sell their home. Using Houston Federal Credit Union for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. Houston Federal Credit Union may have specific rules on how your Cash Rewards will be paid out. Cash Rewards are void where prohibited by law or the lender. Please consult with your credit union to get details that may affect you.
Terms and conditions apply. Talk to a Mortgage Loan Specialist for details at 281-243-0797 or toll-free at 1-(866)-OUR-HFCU. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. Other restrictions may apply. HFCU is an equal opportunity lender. Houston Federal Credit Union NMLS #673404.