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HFCU Refi-Mania! Save Money on Your Loans with Better Financing!


Rates are still on the rise, and HFCU continues to be your financial advocate by offering lower loan rates that could help you save money! Even if you have several loans from other lenders, we may be able to provide more savings when you refinance your new or used auto loan, boat loan, jet-ski loan, motorcycle loan, or RV/travel trailer loan.

Your savings start when you refinance with our rates as low as:

  • New Auto – 2.99% APR*
  • Used Auto – 3.19% APR*!
  • Boat, Motorcycle & Jet-Ski – 4.99% APR*
  • RV & Travel Trailer Loans – 6.25% APR*

If you are having buyer’s remorse with the dealer or another lender, or you are just looking to save more money, it’s not too late to refinance with HFCU! Experience better financing options that could lower your payments while saving you hundreds to thousands of dollars over the life of all your loans.

We can also help you save more by extending the life of your vehicle with our very competitive Protection Products, which include Extended Warranties, GAP Plus, Debt Cancellation Protection, and Tire, Wheel, Windshield, and Dent & Door Protection.¹

Apply today, and let us help you save on your auto loan! Start your application by clicking the link below, by calling us at (281) 243-0555, or toll-free at 1-(844)-VIP-HFCU (847-4328). Our Electronic Lending Team hours are Monday-Friday 9:00 a.m.-7:00 p.m. CT and Saturday 9:00 a.m.-2:00 p.m. CT.

Apply For Your Auto Loan Today!

*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Current rates are effective August 1, 2022 through August 31, 2022. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details. Loan term for 72-84 months require a $20,000 minimum loan. Payment examples: New autos: 60 monthly payments of approximately $18.19 per $1,000 borrowed at 3.50% APR. Used autos: 60 monthly payments of approximately $18.28 per $1,000 borrowed at 3.70% APR. Boat, motorcycle, or jet-ski: 60 monthly payments of approximately $19.10 per $1,000 borrowed at 5.50% APR. RV & travel trailer: 72 monthly payments of approximately $16.81 per $1,000 borrowed at 6.50% APR. HFCU is an equal opportunity lender. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. Other restrictions may apply.
¹GAP/Extended Warranty/Multi-Shield Protection: See Credit Union for terms and conditions.