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2026-03-31
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2017-04-24
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Mortgage Rates as Low as 4.500% with a 4.716% APR*
April is all about new beginnings, so why not make one that builds your future? Whether you're buying your first home, planning your next move, or refinancing for something better, HFCU Mortgage makes it easier to step forward with confidence.
With competitive rates and reduced closing costs, you can move ahead without feeling weighed down. Plus, with no origination point fees, you could save thousands over the life of your loan, and money that stays right where it belongs: with you.
Why HFCU Mortgage:
- Low Rates That Open Doors – Rates as low as 4.500% with a 4.716% APR*
- Fewer Fees, More Savings – Low closing costs and no origination point fees
- Flexible Options – Solutions tailored to your homeownership goals
- Refinance Opportunities – You may be able to lower your rate or monthly payment
- Guidance You Can Trust – A team focused on what’s best for you
Whether you're ready to stop renting, upgrade your space, or simply save more each month, this is your moment to make a move that matters.
HFCU Mortgage is here to help every step of the way! Our Mortgage Lending Team is available by appointment Monday–Friday 9:00 a.m.–5:00 p.m. CT. Start your application process by clicking the link below, or you can also speak with one of our representatives by phone at (346) 637-3189, or toll-free at 1-(866) 687-4328 to discuss the option that works best for you. Have questions? View our Mortgage FAQ page.
*APR = Annual Percentage Rate.
Loan amount is $200,000.00, APR of 4.716% fixed for 10 years and a monthly mortgage of $2,072.77. Rate is listed for a conventional first-lien purchase money mortgage on owner-occupied single-family detached primary residences only.
The loan scenario above is for example purposes only. Monthly payment samples reflect principal and interest (P&I) only. Sample payments do not include amounts for taxes and insurance, and your actual payment may be higher. Annual percentage rate (APR) and interest rate are current as of 4/1/2026. The samples above are based on a Borrower with a 750 FICO score and 20% down payment. Actual program rates, terms, and conditions subject to change at any time and may vary based on the borrower’s credit history, HFCU lending policies, and property approval. Other restrictions may apply.
Talk to a Mortgage Loan Specialist for more details at (346) 637-3189 or toll-free at 1-(866)-OUR-HFCU (687-4328). Our Mortgage Lending Team is available by appointment Monday–Friday 9:00 a.m.–5:00 p.m. CT. HFCU is an equal opportunity lender. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership.
Fees may vary.
Houston Federal Credit Union NMLS #673404.