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Get More Savings with an HFCU Auto Loan


At HFCU we take great pride in saving you money on your auto loan! We strive for excellent member service by getting you the best deal possible, with the best finance rates that provide more savings to you over the life of your auto loan. Generally you will not find this level of member service at a dealership or other financial institutions, and we work with you to get the best low rate, flexible term, and first payment date option* that works with your budget and saves you money. Start saving with our new or used auto loan rates as low as 1.99% APR*!

If you already financed your new or used vehicle through another financial institution or the dealer to receive their unbeatable rebates on your auto loan, it’s not too late! You can still refinance your auto loan with HFCU’s amazing low rates that provide more savings. Just bring us your current auto loan, and let us see how much more you could save!

To complement our great auto loan program we also have Protection Products** geared to help you save money, protect your investment, and extend the life of your vehicle. We offer Extended Warranties, GAP Plus, Debt Cancellation Protection, Tire, Wheel, Windshield, and Dent & Door Protection, and it is as simple as rolling these low-cost protection products in with your loan during the application process!**

We are dedicated to saving you money on your new, used or refinanced auto loan! Start your application by clicking the link below, by calling us at 281-243-0555, or toll-free at 1-(844)-VIP-HFCU (847-4328). Our Electronic Lending Team hours are Monday-Friday 9:00 a.m.-7:00 p.m. CDT and Saturday 9:00 a.m.-2:00 p.m. CDT. If you would like to bypass the waiting queue and receive a call back, you do have the option to leave a message and the next available representative will return your call.

Apply for Your Refinance, Used or New Auto Loan Today!

*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Current rates are effective May 1, 2021 through May 31, 2021. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details. Loan terms 72-84 months require a $20,000 minimum loan. Payment example: 60 monthly payments of approximately $17.75 per $1,000 borrowed at 2.50% APR. For deferred payment option, interest accrues during deferral period. HFCU is an equal opportunity lender. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. Other restrictions may apply.
**GAP/Extended Warranty/Multi-Shield Protection: See Credit Union for terms and conditions.