not featured
2025-12-29
Credit Card
published
featured
2017-04-24
category
published
3 minutes
Earn 1.50% Cash Back Rewards on Every Purchase All Year Long that Never Expire.
A new year is all about smarter habits, and that includes how you spend. With the HFCU Visa Platinum Rewards Credit Card, everyday purchases earn 1.50% cash back rewards, putting real value back in your wallet.
Your rewards never expire, have no earning limit, and are ready when you are.
Why Start the Year with an HFCU Rewards Card:
- Earn 1.50% Cash Back Rewards¹ on every purchase
- 2.99% Introductory APR² for six months
- No cash advance or balance transfer fees³
- No penalty rate for late payments
- Free Card Alerts & Protection via the HFCU eTeller mobile app⁴
- Easy reward redemption through eTeller Online, Mobile App, or in person
Redeem rewards automatically, save them for something big, or use them as you go, it’s your choice. And with multiple Visa Platinum options available, there’s a card designed to match your lifestyle and goals.
Looking for different features?
HFCU offers a full lineup of Visa Platinum credit cards, each designed to fit different lifestyles, spending styles, and financial goals.
Make your spending work harder this year. Apply today for your HFCU Visa Platinum Rewards Credit Card and start earning from day one.
Apply online today for your new Visa Platinum Rewards credit card by clicking the button below, or by calling us at (346) 637-3189 or toll-free at 1-(866) 687-4328. Our Electronic Lending Team hours are Monday-Friday 9:00 a.m.-5:00 p.m. CT and Saturday 9:00 a.m.-2:00 p.m. CT.
¹View HFCU Visa® Platinum Reward Program Terms and Conditions.
²APR is Annual Percentage Rate. Certain limitations, exceptions, and restrictions apply. The introductory rate is valid for six months. After the six months introductory period, the rate you receive will be variable, based on your credit history at the time of application; not to exceed 18% APR. The Variable Rate is based on an index, which is the Prime Rate as published in the Money Rates section of The Wall Street Journal on the last business day of the month and is subject to change monthly. Any change in the Index will be effective the first day of the first billing cycle immediately following the date of the change The Wall Street Journal Prime Rate since July 26, 2023 is 8.50% APR. There is a $50 annual fee with the Visa® Prime Lock. The introductory rate is only available for new HFCU cardholders. Rates are subject to change without notice. HFCU is an equal opportunity lender. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. Other restrictions may apply. Additional details are available on www.houstonfcu.org or by speaking to a member service representative when you become a cardholder. See Credit Card Disclosure Information and Credit Card Agreement Information for terms and conditions.
³Interest accrues from posting date.
⁴Must have compatible device. Requires iPhone® with iOS 9.0 or above. Requires Android 4.1 or above. You are responsible for any fees from your carrier, and message and data rates may apply, check with your mobile carrier. Terms and conditions may apply. Contact HFCU for more information.
See Credit Card Disclosure Information and Credit Card Agreement Information for terms and conditions.