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HFCU College Preparation Checklist: Are Your Kids Financially Prepared?

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HFCU offers many products and services available to help your college age kids achieve their dreams through personalized financial solutions! It can be overwhelming when first starting out, but we are here as their financial advocate to make things less stressful, so they can focus on their future and earning a college degree.

myChecking – Members between the ages of 18 & 25, you can open your myChecking account to keep up with your busy social life. Key features of this account are that there is no minimum balance requirement and no monthly maintenance fee. You will also have access to our free eTeller online banking and eMobile banking app to help you manage all your finances online and/or from your smart device. Apply for your myChecking account today!

CO-OP Shared Branch and ATM Network – If you are far away from an HFCU branch or ATM, don’t worry! With over 30,000 locations, you are never that far away from a CO-OP Network credit union or ATM that allows you to complete a transaction just like you would from your local HFCU branch or ATM. Use our CO-OP Branch and ATM Locator to find a branch or ATM near you.

Visa® Platinum Family Credit Card – If you are looking for a credit card with a super low rate, and customizable spending limits to teach responsible credit habits to children as young as 13 years old, our Visa® Platinum Family card is the perfect card. Plus, you’ll get a super low introductory rate of just 2.99% APR* for the first six months! Apply for your Visa® Platinum Family credit card today!

First-Time Auto Buyers Program – Looking for your first vehicle, but need some help? HFCU has a first-time auto buyers’ program available to help our members under certain terms and conditions receive affordable financing for their first vehicle! Apply for your auto loan today!

HFCU Digital Wallets – Houston Federal Credit Union Digital Wallets provide you with a secure and convenient way to make your everyday purchases through a tokenization process, which substitutes your sensitive account information with a randomly generated string of numbers to authorize your payment. This protects your accounts from potential fraudulent activity that could occur. Simply link all your HFCU debit and/or credit card(s) information through the Apple Pay, Google Pay, or Samsung Pay application on your mobile device.

ELEVATE Financial Wellness – Financial wellness remains a priority and goal of HFCU as we continue to be our members’ advocate. ELEVATE is a free service to everyone, and consists of short easy to complete interactive modules that will give you a better understanding of financial terms, budgeting skills, debt management, and the importance of establishing retirement goals. Through ELEVATE , HFCU is determined that you have less financial stress by engaging you with solutions and empowering you to surpass your goals.Learn more and sign up today!

Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. HFCU is an equal opportunity lender.