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Credit Cards Designed to Fit Your Every Need!

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Did you know an HFCU Visa Credit Card can give you financial independence along with many great perks? All five of HFCU’s Visa credit cards gives you instant access to funds for unplanned emergencies, unbeatable bargains, and incredible opportunities. Plus, upon approval you’ll enjoy a low introductory rate of 2.99% APR,* no cash advance or balance transfer fees, zero liability for unauthorized transactions, and competitive interest rates.

Visa® Platinum Advantage comes with a low-interest rate that is very affordable and convenient for our members!

Visa® Platinum Rewards includes a fantastic rewards program with 1.50% cash back rewards on qualifying purchases.

Visa® Prime Lock is equal to the current Prime Rate without any added margins._ There is a $50 annual fee for Visa Prime Lock Card and additional qualifications may apply._

Visa® Platinum Family is an ideal solution for families. Family members as young as 13 receive their own card, while the primary cardholder has control over credit limits, and everyone shares one line of credit.

Visa® Secured can help if you’re experiencing credit challenges such as; little to no credit or paying a high interest rate. With a credit line up to $2,500, that’s secured by the money you deposit in your share account, you can begin building your credit history.

Apply for Your Visa® Credit Card Today »

* APR is Annual Percentage Rate. Certain limitations, exceptions, and restrictions apply. The introductory rate is valid for six months. After the six months introductory period, the rate you receive will be variable, based on your credit history at the time of application; not to exceed 18% APR. The Variable Rate is based on an index, which is the Prime Rate as published in the Money Rates section of The Wall Street Journal on the last business day of the month and is subject to change monthly. Any change in the Index will be effective the first day of the first billing cycle immediately following the date of the change The Wall Street Journal Prime Rate since March 15, 2020 is 3.25% APR. The introductory rate is only available for new HFCU cardholders. Rates are subject to change without notice. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Additional details are available on www.houstonfcu.org or by speaking to a member service representative when you become a cardholder.