Vehicle Loans

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Boat, Motorcycle & Jet Ski Loans

Whether you looking to buy a boat, jet ski, motorcycle, or other item, you’ll definitely want to let Houston Federal Credit Union handle the financing. We offer some of the best rates around, and you can choose the loan terms that best fit your needs.

We Have Better Options:

Key Features
HFCU offers up to 100% financing and terms up to 84 months.
HFCU features simple interest financing: Interest is charged by the day on the principal balance.
HFCU offers Credit Life & Credit Disability Insurance at a low cost.

We Have Better Services:

Key Features
HFCU provides fast loan decisions – usually while you wait.
Our knowledgeable and friendly loan officers treat you with the respect you deserve.
Our personal service is second to none.

Loan Rates Below Effective: February 1, 2024 through February 29, 2024

Other Secured (Boats, Motorcycles, Jet Skis, etc)

Term APR* – Fixed Rate as low as
Up to 36 Months 7.74%
37 – 48 Months 8.00%
49 – 60 Months 8.25%
61 – 72 Months 8.74%
73 – 84 Months 9.00%

Loan terms 72-84 months require a $20,000 minimum loan amount.

*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details.

Payment Example: 60 monthly payments of approximately $20.40 per $1,000 borrowed at 8.25% APR.