Envision

With highly competitive rates and an efficient application process, Houston Federal Credit Union can help you finance virtually any of your wants and needs.

Personal Loans

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Signature Loans

Looking for a signature loan that you can use for just about anything? Our loans have low rates and better terms than many financial institutions dare to offer! If you need cash, you need it fast. You may not want to withdraw funds from savings or put a purchase on a credit card offered by someone else at a higher annual percentage rate. Our signature loans can be a much better choice.

In addition to our regular signature loans, we also offer a signature loan special where you can borrow up to $2,500 with a term up to 12 months, at a rate equal to 1% off our standard signature loan rates. These loan specials are great for paying taxes, taking a summer vacation, getting the kids ready to go back to school, and even to pay for holiday expenses!

We Have Better Options:

Key Features
HFCU’s unsecured loans can be used for any purpose.
HFCU offers a fixed annual percentage rate on our unsecured loans.
HFCU offers Credit Life & Credit Disability Insurance at a low cost.

We Have Better Services:

Key Features
HFCU provides fast loan decisions – usually while you wait.
Our knowledgeable and friendly loan officers treat you with the respect you deserve.
Our personal service is second to none.

Loan Rates Below Effective: May 1, 2017 through May 31, 2017

Signature Loans

Term APR – Fixed Rate as low as
0 – 60 months 7.70%

36 month financing is available on loan amounts up to $14,999
42 month financing is available on loan amounts of $15,000 – $29,999
48 month financing is available on loan amounts of $30,000 – $50,000

APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details.

Payment Example: 60 monthly payments of approximately $20.13 per $1,000 borrowed at 7.70% APR.