Succeed

Houston Federal Credit Union’s super low rates and minimal or non-existent fees help our members thrive and reach their financial goals.

Current Rates

Loan Rates Below Effective: January 1, 2019 through January 31, 2019

New & Used Automobile Loan Rates

Term APR – Fixed Rate as low as
Up to 36 Months 2.85%
37 – 48 Months 3.10%
49 – 60 Months 3.20%
61 – 72 Months 3.70%
73 – 84 Months 4.20%

Loan Rates Below Effective: January 1, 2019 through January 31, 2019

Other Secured (Boats, Motorcycles, Jet Skis, etc)

Term APR – Fixed Rate as low as
Up to 36 Months 4.85%
37 – 48 Months 5.35%
49 – 60 Months 6.45%
61 – 72 Months 6.95%
73 – 84 Months 7.45%

Loan Rates Below Effective: January 1, 2019 through January 31, 2019

Motorhomes, RVs and Travel Trailers

Amount Term APR – Fixed Rate as low as
$5,000 – $9,999 Up to 60 Months 6.10%
$10,000 – $24,999 Up to 72 Months 6.60%
$25,000 – $49,000 Up to 120 Months 7.10%
$50,000 – $150,000 Up to 144 Months 7.60%

APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details. Loan terms 61-84 months require a $20,000 minimum loan.

Payment Example: 60 monthly payments of approximately $18.06 per $1,000 borrowed at 3.20% APR.