Succeed

Houston Federal Credit Union’s super low rates and minimal or non-existent fees help our members thrive and reach their financial goals.

Current Rates

Loan Rates Below Effective: August 1, 2019 through August 31, 2019

New & Used Automobile Loan Rates

Term APR – Fixed Rate as low as
Up to 36 Months 2.99%
37 – 48 Months 3.25%
49 – 60 Months 3.40%
61 – 72 Months 3.90%
73 – 84 Months 4.40%

Loan Rates Below Effective: August 1, 2019 through August 31, 2019

Other Secured (Boats, Motorcycles, Jet Skis, etc)

Term APR – Fixed Rate as low as
Up to 36 Months 4.99%
37 – 48 Months 5.50%
49 – 60 Months 6.65%
61 – 72 Months 7.15%
73 – 84 Months 7.65%

Loan Rates Below Effective: August 1, 2019 through August 31, 2019

Motorhomes, RVs and Travel Trailers

Amount Term APR – Fixed Rate as low as
$5,000 – $9,999 Up to 60 Months 6.30%
$10,000 – $24,999 Up to 72 Months 6.80%
$25,000 – $49,000 Up to 120 Months 7.30%
$50,000 – $150,000 Up to 144 Months 7.80%

APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details. Loan terms 61-84 months require a $20,000 minimum loan.

Payment Example: 60 monthly payments of approximately $18.15 per $1,000 borrowed at 3.40% APR.