Succeed

Houston Federal Credit Union’s super low rates and minimal or non-existent fees help our members thrive and reach their financial goals.

Current Rates

Loan Rates Below Effective: November 22, 2019 through December 31, 2019

New & Used Automobile Loan Rates

Term APR – Fixed Rate as low as
Up to 36 Months 2.54%
37 – 48 Months 2.79%
49 – 60 Months 3.04%
61 – 72 Months 3.29%
73 – 84 Months 3.54%

Loan Rates Below Effective: November 22, 2019 through December 31, 2019

Other Secured (Boats, Motorcycles, Jet Skis, etc)

Term APR – Fixed Rate as low as
Up to 36 Months 4.54%
37 – 48 Months 4.79%
49 – 60 Months 5.04%
61 – 72 Months 5.29%
73 – 84 Months 5.54%

Loan Rates Below Effective: November 22, 2019 through December 31, 2019

Motorhomes, RVs and Travel Trailers

Amount Term APR – Fixed Rate as low as
$5,000 – $9,999 Up to 60 Months 5.79%
$10,000 – $24,999 Up to 72 Months 6.04%
$25,000 – $49,000 Up to 72 Months 6.29%
$50,000 – $150,000 Up to 144 Months 6.54%

APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details. Loan terms 61-84 months require a $20,000 minimum loan.

Payment Example: 60 monthly payments of approximately $17.99 per $1,000 borrowed at 3.04% APR.