Unwrap Cash Using Home Equity 🎁💰

Between shopping lists, travel plans, surprise expenses, and that one family member who insists on “going big,” the holidays can get expensive fast. But here’s the festive twist — your home’s equity can help you handle it all.

With an HFCU Home Equity Loan or Cash-Out Refinance, you can unlock the value in your home and turn it into real holiday spending power. No juggling high-interest credit cards. No stressing over last-minute bills. Just smart, affordable cash when you need it most.

Why a Loan with HFCU Mortgage Makes Sense:

• Lower Rates Than Most Credit Cards
• Flexible Terms for a Comfy Payment
• Fast Access to Cash Before the Holidays Hit
• Low Closing Costs & No Surprise Fees
• Use It for Anything — gifts, travel, home repairs, debt payoff

HFCU Mortgage is ready and available to assist you! Our Mortgage Lending Team is available by appointment Monday–Friday 9:00 a.m.–5:00 p.m. CT. Start your application process by clicking the link below, or you can also speak with one of our representatives by phone at (346) 637-3189, or toll-free at 1-(866) 687-4328 to discuss the option that works best for you.  Have questions? View our Mortgage FAQ page.