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2026-07-31
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2017-04-24
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3 minutes

Back-to-school is the perfect time to review your finances.
Back-to-school season often brings extra expenses, from school supplies and clothing to travel and family activities. If multiple monthly payments are making it difficult to stay on budget, an HFCU Signature Loan can help simplify your finances.
Consolidate higher-interest balances into one predictable monthly payment with a competitive fixed rate and flexible repayment terms.
Why Choose an HFCU Signature Loan?
- Rates as low as 10.50% APR*
- Lower fixed rates than most variable rate credit cards—view rates
- Loan amounts up to $85,000
- Flexible terms up to 72 months
- Convenient automatic payments through eTeller Online & Mobile Banking
- Fast funding—often the same day you apply
- Friendly, personal service every step of the way
Start the school year, and the months ahead, with greater financial confidence.
*APR is Annual Percentage Rate. Loans subject to credit approval. Rates for approved loans are based on the applicant's creditworthiness. Stated "rates as low as" apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Current rates are effective August 1, 2026 through August 31, 2026. Terms and conditions may apply, and rates are subject to change without notice. Talk to a loan officer for details. Payment examples: 72 monthly payments of approximately $18.78 per $1,000 borrowed at 10.50% APR. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Applicant must meet membership eligibility requirements. HFCU is an Equal Credit Opportunity Lender. Other restrictions may apply. See Credit Union for additional terms and conditions.