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Say Yes to the 🏡 Address

Man carrying woman through door of new home






Save money on your mortgage. Low closing costs and no origination point fees.

Purchasing a new home or your first home – it’s the perfect time for a fresh start of your own with a mortgage from HFCU. Whether you’re buying your first home, upgrading for more space, or refinancing to save money, HFCU Mortgage takes the stress out the mortgage process. From application to closing, we will work hand in hand to make your financial decisions easier and smarter. 

Plus, you will experience low-cost closing fees and no charge on origination point fees, potentially saving you thousands of dollars over the life of your loan.

Check out HFCU Mortgage Loans – apply today and let HFCU help you take your first the first step in homeownership! 

HFCU Mortgage is ready and available to assist you! Our Mortgage Lending Team is available by appointment Monday–Friday 9:00 a.m.–5:00 p.m. CT. Start your application process by clicking the link below, or you can also speak with one of our representatives by phone at (346) 637-3189, or toll-free at 1-(866) 687-4328 to discuss the option that works best for you.  Have questions? View our Mortgage FAQ page.
 































Terms and conditions apply. Talk to a Mortgage Loan Specialist for details at (346) 476-5145 or toll-free at 1 (866) 687-4328. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. Other restrictions may apply. Houston Federal Credit Union NMLS #673404.