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One Loan. Big Relief. 💵💘

couple high fiving in kitchen with a laptop on the counter






One loan. Predictable payments. A budget you’ll love.

Financial Relief When You Need It Most

It’s time to show your finances a little love. Whether you’re managing post-holiday expenses, consolidating debt, or creating more breathing room in your monthly budget, an HFCU Signature Loan helps you simplify and move forward with confidence.

With fixed payments and predictable terms, you can stay in control, without the surprises or high interest that often come with credit cards.

Why HFCU Signature Loans Make Budgeting Simple:

  • Rates as low as 10.50% APR*
  • Lower fixed rates than most variable rate credit cards—view rates
  • Loan amounts up to $85,000
  • Flexible terms up to 72 months
  • Convenient automatic payments through Online & Mobile Banking
  • Fast funding—often the same day you apply
  • Friendly, personal service every step of the way

A Signature Loan gives you clarity, stability, and control, so you can focus on your goals instead of financial stress.

Take control of your finances and apply for an HFCU Signature Loan today.

Apply for Your Signature Loan Today!
































*APR is Annual Percentage Rate. Loans subject to credit approval. Rates for approved loans are based on the applicant's creditworthiness. Stated "rates as low as" apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Current rates are effective February 1, 2026 through February 28, 2026. Terms and conditions may apply, and rates are subject to change without notice. Talk to a loan officer for details. Payment examples: 72 monthly payments of approximately $18.78 per $1,000 borrowed at 10.50% APR. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Applicant must meet membership eligibility requirements. HFCU is an Equal Credit Opportunity Lender. Other restrictions may apply. See Credit Union for additional terms and conditions.