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2026-02-26
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2017-04-24
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Mortgage Rates as Low as 4.500% with a 4.713% APR*
Fresh rates. Fewer fees. A smarter way home.
It’s the perfect time to freshen up your financial goals. With competitive mortgage rates and lower closing costs, buying your first home, planning a move, or considering refinancing could feel lighter than a spring breeze.
You’ll also enjoy low-cost closing fees and no origination point fees, which could potentially save you thousands of dollars over the life of your loan.
Take advantage of these low ratesnow, and lock in your savings to start building a future in a home you love. Apply today or schedule an appointment, and let HFCU Mortgage help you find the perfect fit.
HFCU Mortgage is ready and available to assist you! Our Mortgage Lending Team is available by appointment Monday–Friday 9:00 a.m.–5:00 p.m. CT. Start your application process by clicking the link below, or you can also speak with one of our representatives by phone at (346) 637-3189, or toll-free at 1-(866) 687-4328 to discuss the option that works best for you. Have questions? View our Mortgage FAQ page.
*APR = Annual Percentage Rate.
Loan amount is $200,000.00, APR of 4.713% fixed for 10 years and a monthly mortgage of $2,072.77. Rate is listed for a conventional first-lien purchase money mortgage on owner-occupied single-family detached primary residences only.
The loan scenario above is for example purposes only. Monthly payment samples reflect principal and interest (P&I) only. Sample payments do not include amounts for taxes and insurance, and your actual payment may be higher. Annual percentage rate (APR) and interest rate are current as of 3/1/2026. The samples above are based on a Borrower with a 750 FICO score and 20% down payment. Actual program rates, terms, and conditions subject to change at any time and may vary based on the borrower’s credit history, HFCU lending policies, and property approval. Other restrictions may apply.
Talk to a Mortgage Loan Specialist for more details at (346) 637-3189 or toll-free at 1-(866)-OUR-HFCU (687-4328). Our Mortgage Lending Team is available by appointment Monday–Friday 9:00 a.m.–5:00 p.m. CT. HFCU is an equal opportunity lender. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership.
Fees may vary.
Houston Federal Credit Union NMLS #673404.