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Build 🏡 Equity, Not Regret

Young couple looking at each other and smiling in new kitchen






Don't wait, it's a buyers market!

When it comes to buying a home, every dollar should feel like it's building your future - not someone else's. At HFCU Mortgage, our solutions are designed to help you start strong and stay confident, with competitive rates, personalized support, and no unnecessary fees. 

At HFCU, you're more than a transaction - you're a member, and you will receive trusted advice and a mortgage tailored to your goals. Additionally, you will experience low-cost closing fees and no charge on origination point fees, potentially saving you thousands of dollars over the life of your loan. Whether you're buying your first home, or upgrading your forever space, we're here to guide you every step of the way so you can build equity, not regret. 

Ready to take the plunge? Check out HFCU Mortgage Loans and start chilling out in your new home!

HFCU Mortgage is ready and available to assist you! Start your application process by clicking the link below, or you can also speak with one of our representatives by phone at (346) 637-3189, or toll-free at 1-(866) 687-4328 to discuss the option that works best for you. Our Mortgage Lending Team and office hours are Monday–Friday 9:00 a.m.–5:00 p.m. CT and Saturday 9:00 a.m.–2:00 p.m. CT. Have questions? View our Mortgage FAQ page.
 































Terms and conditions apply. Talk to a Mortgage Loan Specialist for details at (346) 476-5145 or toll-free at 1 (866) 687-4328. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. Other restrictions may apply. Houston Federal Credit Union NMLS #673404.