Information & Additional Services
- Identity Theft, Scam Alerts and Credit Reports
- Watch Out For ATM Skimming
- Protect Against Credit or Debit Card Fraud
- Electronic Fund Transfers & Your Rights
- Emergency Preparedness
- Coin Counting Machines
- Visa® Gift Cards
- Money Orders
- Telephone Banking
- Traveler's Checks
The Electronic Fund Transfer Act was passed by the U.S. Congress in 1978 and signed by President Jimmy Carter, to establish the rights and liabilities of consumers as well as the responsibilities of all participants, including credit unions, in electronic funds transfer activities. The act was implemented in Federal Reserve Board Regulation E.
Click the button below to learn more about your responsibility and Houston Federal Credit Union’s responsibility as it pertains to electronic fund transfers.