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You live in or the property pledged as collateral
is located in a community property state (AZ, CA, ID, LA, NM, NV, TX,
Your spouse will use the account, or
You are relying on your spouse's income as a basis
If you are relying on income from alimony, child support
or separate maintenance, complete the Co-Applicant section to the
extent possible about the person on whose payments you are relying.
If you are applying for Joint Credit with another
person, complete the Applicant and Co-Applicant sections.
TYPE AND AMOUNT OF CREDIT YOU'RE REQUESTING
Fields marked with an "*" are
required fields, and must be completed in order to process the request.
Fields marked with an "**" are
required fields when the Co-Applicant section is completed.
NOTE: Mortgage, home improvement, home equity, and
unimproved property loans are NOT available online. Please call
your branch for details.
For Credit Cards, see Disclosure Table
PAYMENT PROTECTION COVERAGE Check if desired
Find out more about
Payment Protection Insurance and why it's a better consumer value when
offered through your credit union.
Check coverage(s) desired. We will disclose the cost of
this Payment Protection Insurance - Credit Disability and Credit Life - to
you. A separate enrollment form which discloses the terms and conditions must
be signed for coverage to become effective.
TELL US ABOUT YOURSELF
RATES, CHARGES, FEES AND OTHER IMPORTANT INFORMATION
FOR YOUR PLATINUM MASTERCARD® or VISA PLATINUM® ACCOUNT
How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)"
1 Your exact rate depends on your credit standing. Upon evaluation of your completed application and information provided to us by others, if you do not meet the criteria, you may receive a different credit card product or credit may not be offered.
2 The Variable Rate is based on an index, which is the Prime Rate as published in the Money Rates section of The Wall Street Journal on the last business day of the month and is subject to change monthly. Any change in the Index will be effective the first day of the following month.
The information about the cost of the cards described in this application is accurate as of
April 17, 2014. This information may have changed after that date. To find out what may have changed, call 1-866-687-4328 or write to
Houston Federal Credit Union at
16320 Kensington Drive
PLEDGE OF SHARES FOR CREDIT CARDS: By
submitting this application, you grant us a security interest in the
following accounts to secure your credit card agreement. You authorize us to
apply the balance in these accounts to any amounts due under these
agreements if you should default. If no dollar amount or account number is
indicated below, you authorize us to apply any balance in your account at
the time of default to pay any amounts due under these agreements. Shares
and deposits in an Individual Retirement Account and any other account that
would lose special tax treatment under state or federal law if given as a
security are not subject to the security interest you have given in your
shares and deposits.
NOTICE TO OHIO RESIDENTS: The Ohio laws against
discrimination require all creditors make credit equally available to all
credit worthy customers, and that credit reporting agencies maintain
separate credit histories on each individual upon request. The Ohio Civil
Rights Commission administers compliance with this law.
By submitting this loan request, you agree that the
information is correct to the best of your knowledge. You also agree to
notify us of any changes to your name, address or employment.
You authorize the credit union to obtain credit
reports in connection with this request.
Your E-mail Address:*
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Last Revised Monday, May 24, 2010
Copyright © 2005 Houston Federal Credit Union