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Whether you’re refinancing your mortgage, financing your first home or next home, or fixing up your home, you could save money, and take advantage of our low competitive interest rates and flexible terms! By refinancing your mortgage at a lower interest rate, you can lower your monthly payment, pay off your home sooner, and unlock the potential of saving thousands of dollars over the life of your loan.

Are you considering improving your home with a new kitchen, bathroom, or other renovation projects just in time for the holidays? We can help you achieve your home renovation/improvement goals and more with a home equity loan. Use a home equity loan for any financial need or life event, including:

  • Completing home improvement projects, like kitchen or bathroom remodeling.
  • Consolidating all of your bills into one easy payment.
  • Paying off high-interest credit card debt before the holidays.
  • Paying for a college education, a wedding, or elderly care.

Apply for your HFCU Mortgage or Home Equity Loan Today! »

Still have questions? click here to view our Mortgage Application FAQ page

You can also speak with one of our Mortgage Loan Specialists over the phone at 281-243-0797 or call us toll-free at 1-(866)-687-4328 to discuss what options are best for you and your family.

Terms and conditions apply. Talk to a Mortgage Loan Specialist for details at 281-243-0797 or toll-free at 1-(866)-687-4328. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. Other restrictions may apply. Houston Federal Credit Union NMLS #673404.