News Articles

Your Auto Loan Made Easy


We make it effortless for you when it comes to driving away in the new or used car, truck, or SUV of your dreams. With our rates starting as low as 1.75% APR* and flexible terms up to 84 months we’re committed to being your best choice for auto loans.

Simplify your auto buying experience with HFCU’s VIP program!

With a VIP** check, there’s no more hassle of financing through outsourced lenders. Feel confident at the dealership knowing you have all the bargaining advantages of a cash offer and the ability to negotiate the best deal!

Step 1: Simply apply for your loan before going to the dealership.
-Upon approval, you will receive a blank check good up to the maximum approved limit.

Step 2: Sign the VIP** check and drive away.
-No more paperwork, no hidden fees, and you’ll still receive great low rates!

Houston Federal Credit Union is committed to saving you more money than the 0% financing that many dealerships offer. Take advantage of receiving dealer and manufacturer rebates, the ability to negotiate a better price, and better financing through HFCU.

Ready to buy your first or next vehicle?

Apply for Your Auto Loan Today!

You can also apply by visiting us at any of our convenient locations, or call us at 281-243-0566; toll-free at 1-866-687-4328.

Credit Union membership is required before utilizing any product and/or service by estabishing a savings account with $5. *APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details. APRs are effective August 1, 2020 through August 31, 2020. Payment Example: 60 monthly payments of approximately $17.64 per $1,000 borrowed at 2.25% APR. Loan terms 72-84 months require a $20,000 minimum loan. **VIP program subject to certain credit criteria. Available at participating dealerships within the greater Houston, TX, and Greenville, SC areas. May be used for the purchase of new or used automobiles, trucks or SUVs. May not be used for sales between private parties or to purchase reconditioned, salvaged, or auctioned vehicles. Other restrictions may apply. See Credit Union for additional terms and conditions.