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VA Loans Available for Members of Our U.S. Armed Forces


At HFCU Mortgage we love to help our members find affordable financing options when purchasing or refinancing their homes. This also applies to members of our U.S. Armed Forces, who are Servicemembers, Veterans, and eligible surviving spouses looking to become homeowners. VA Loans are an excellent affordable alternative option for members of our U.S. Armed Forces, and benefits and features include:

  • No down payment required (*Note: Lenders may require down payments for some borrowers using the VA home loan guaranty, but VA does not require a down payment)
  • Competitively low interest rates
  • Limited closing costs
  • No need for Private Mortgage Insurance (PMI)
  • The VA home loan is a lifetime benefit: you can use the guaranty multiple times

It is our honor to help members of our U.S. Armed Forces finance their homes through a VA Loan! Click the apply button below to start your application process, or you can speak with one of our representatives over the phone at 281-243-0797, or toll-free at 1-(866)-OUR-HFCU (687-4328) to discuss what options are best for you and your family. Mortgage Application FAQ page.

Apply with HFCU Mortgage Today!

Terms and conditions apply. Talk to a Mortgage Loan Specialist for details at 281-243-0797 or toll-free at 1-(866)-OUR-HFCU. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. Other restrictions may apply. HFCU is an equal opportunity lender. Houston Federal Credit Union NMLS #673404.