A home equity loan can be a great way to consolidate debt, or pay for any major expenses, like getting a new pool this summer! The loan can be used for anything and offers a fixed rate and monthly payments to help you budget your money.
With our low rate home equity loan, Houston Federal Credit Union will help you save money and unlock the equity in your home! Plus, when you finance with us, you will receive a $100 gift card to The Home Depot® between April 1st – August 31st, 2018!
In addition to saving money with our low rates, we’ll also pay your normal closing costs!*Apply for your Home Equity Loan today!
Texas Fixed Rate as low as 4.00% APR**
South Carolina Fixed Rate as low as 4.70% APR**
Hurry! These low rates are only offered February 1, 2019 through February 28, 2019.
Simply give us a call at 1-866-OUR-HFCU today or stop by any of our offices to apply for your loan.
*The credit union will pay normal closing costs which include the following fees: title search, recording, release of lien, flood determination, and credit report. Additional fees, such as any necessary title insurance, appraisal, survey, and attorney fees will be the responsibility of the member. This is not limited to promotional period. **APR is Annual Percentage Rate. $100 gift card to The Home Depot® will be given to any member in good standing who applies for and funds a home equity loan with HFCU within the period of April 1, 2018 – August 31, 2018 (“promotional period”). Members in good standing who apply for a home equity loan within the promotional period, and the loan is funded within 90 days following August 31, 2018, will also be eligible to receive a $100 gift card to The Home Depot®. Normal credit criteria apply. Rates for approved loans are based on applicant’s credit history. Loan term, loan to value (LTV), and/or down payment, for example, may vary based upon your credit history. Other restrictions may apply, and rates are subject to change without notice. Stated “rates as low as” apply to 1st liens only. Texas residents: The combined principal amount of all loans in which the debtor’s home serves as collateral may not exceed 80% of the fair market value of the home, and Texas residents may only have one home equity loan or HELOC per 12 month period. MINIMUM PAYMENT EXAMPLE: If you financed $10,000 for 5 years at a 3.70% annual percentage rate, your approximate monthly payment would be $182.81 for 59 payments with an approximate final payment of $183.06. South Carolina residents: The mortgage amount may not exceed the lesser of 90% of the taxed assessed value or 80% of a certified appraisal. South Carolina residents are limited to one home equity loan or HELOC at a time. MINIMUM PAYMENT EXAMPLE: If you financed $10,000 for 5 years at a 4.40% annual percentage rate, your approximate monthly payment would be $185.98 for 59 payments with the approximate final payment of $185.72. Houston Federal Credit Union is not affiliated with The Home Depot®. The Home Depot® is not a sponsor of this promotion. The Home Depot® is a registered trademark of Home Depot Product Authority, LLC..