Reach for it and apply today! Whether you are buying a new or used vehicle, or looking to refinance your existing auto loan, our auto loan program can help you save money. With competitive rates starting as low as 2.54%APR* and flexible terms up to 84 months, we can tailor your loan to meet your individual needs. So no more wondering if you’ve received the best deal from the dealership.
Save time and hassle before you buy your car with our VIP* (Vehicle Instant Purchase).*
With a VIP check, you can focus on negotiating the best price at the dealership, knowing that you won’t end up with high rate financing when you close the deal. In two easy steps, you could be on your way to driving away in the car you really want while saving money at the same time.
Step 1: Simply apply for your loan before going to the dealership. Upon approval, you will receive a blank check good up to a maximum pre-approved amount for your loan.
Step 2: Negotiate the lowest price possible at the dealership, sign your VIP check, and drive away. No more paperwork, no hidden fees, and you’ll still receive a great low rate from us while getting the best deal on your vehicle!
You can also call us at 281.243.0500, toll-free at 866.OUR.HFCU (687-4328), or stop by one of our convenient locations, and one of our knowledgeable and dedicated representatives can help you drive off in the car you’ve been dreaming about.