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Start Spring With a New Ride!


Get ready to wash away those winter blues and clean out your garage! Spring is a great time to get into a new ride, and we offer incredible auto loan rates as low as 1.75% APR*.

Whether it’s a new or used auto, we will help you navigate all the unexpected costs that may arise with your vehicle, and also increase your bargaining power with our Vehicle Instant Purchase (VIP) check! Get pre-approved up to a certain amount, and we will give you a blank check so that you can negotiate your price with the dealership up to that amount. Sign your VIP check and drive away! It’s so easy, and will save you a lot of time and money! We also believe in providing you with protection products and services that save you money, such as our Guaranteed Auto Protection (GAP), Extended Warranties, and Multi-Shield Protection.

Our Members Say It Best!

“When I refinanced my Audi A6 with loan representative, Rickey Dean, he reviewed the dealership’s paperwork and immediately saved me $1,700 in interest charges. Due to his persistence, I was refunded $8,000 for ancillary products as well as $3,324 in dealer penalties. Rickey’s attention to detail and concern for his members saved me so much money”.- Reba D.

We take pride in our exceptional member service and the extra steps to help save our members’ money. Experience the credit union difference with HFCU, and let us help you save on your next automobile purchase!

Apply for a Loan

*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV), and/or down payment, for example, may vary based upon your credit history. Other rates and terms available. Restrictions may apply, and rates are subject to change without notice. Talk to a loan officer for details. APRs are effective July 1, 2020 through July 31, 2020. Payment Example: 60 monthly payments of approximately $17.64 per $1,000 borrowed at 2.25% APR.. 72-84 month financing requires a minimum $20,000 loan amount.