News Articles

Start Fresh with Cash Back Rewards in 2021


The New Year is a fresh start for us all! Get your fresh start by earning CASH BACK REWARDS* on all your purchases. The benefits and features of our Visa® Platinum Rewards Credit Card are:

  • You get 1.50% CASH BACK REWARDS* on every net retail purchase!
  • The REWARDS that you earn are accrued after every monthly billing cycle.
  • Your REWARDS never expire.
  • There is no limit on the amount of REWARDS you can earn.
  • REWARDS can be redeemed through eTeller (online banking) or in person at any of our convenient locations.

If your credit card interest rate is more than 16.24% APR**, then you are paying too much. We have no balance transfer fee***,which allows you to easily make the switch from your high interest credit card to our low rate Visa Platinum Rewards Credit Card. We also have other credit card options that may be a better lifestyle fit. Check out our other HFCU Visa to see the features and benefits they offer you.

With all of our Visa Platinum Credit Cards you will enjoy a 2.99% APR** introductory rate for six months****, no cash advance or balance transfer fees,*** no rate increase for late payments, and you have the ability to protect yourself against fraudulent charges that could occur with HFCU’s FREE Card Alerts and Protections Service conveniently through the HFCU mobile app.†

Apply online today for your new Visa Platinum Credit Card by clicking the button below, or by calling us at 281-243-0555 or toll-free at 1-(844)-VIP-HFCU (847-4328). Our Electronic Lending Team hours are Monday-Friday 9:00 a.m.-7:00 p.m. CDT and Saturday 9:00 a.m.-2:00 p.m. CDT.

Apply for Your Visa Platinum Rewards Credit Card Today!

*View HFCU Visa Platinum Reward Program Terms and Conditions.
**APR is Annual Percentage Rate.
***Interest accrues from posting date.
*** *Certain limitations, exceptions, and restrictions apply. The introductory rate is valid for six months. After the six months introductory period, the rate you receive will be variable, based on your credit history at the time of application; not to exceed 18% APR. The Variable Rate is based on an index, which is the Prime Rate as published in the Money Rates section of The Wall Street Journal on the last business day of the month and is subject to change monthly. Any change in the Index will be effective the first day of the first billing cycle immediately following the date of the change The Wall Street Journal Prime Rate since March 15, 2020 is 3.25% APR. The introductory rate is only available for new HFCU cardholders. Rates are subject to change without notice. HFCU is an equal opportunity lender. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. Other restrictions may apply. Additional details are available on or by speaking to a member service representative when you become a cardholder. See Credit Card Disclosure Information and Credit Card Agreement Information for terms and conditions.
†HFCU Card Alerts and Protections Service-The cell phone or mobile device must have the ability to send and receive text messages and the use of “short codes” must not be blocked. Short codes are special telephone numbers, often five digits long, which are used to send text messages from mobile phones. You are responsible for any text messaging fees from your carrier; message and data rates may apply.