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Start 2021 by Consolidating Your Debt


The holidays can be brutal when it comes to bills, holiday shopping, or other year-end expenses that have to be paid. Don’t get buried in your debt! Our Signature Loan or Loan Special are very feasible solutions to help you pay off your debt and consolidate your bills into a fixed-rate loan. You could pay off your outstanding high interest rate bills, save money with one low rate loan payment, and also have fewer bills to worry about each month.

  • HFCU’s Signature Loan rates start as low as 8.75% APR*, and can be used for any purpose such as: bill consolidation, home maintenance with needed A/C or heater repairs, small home repairs, remodel a nursery for a new baby, or necessary or elective medical procedures.
  • With HFCU’s Loan Special, you can borrow up to $2,500, with a term up to 18 months to pay back the loan, and a rate as low as 7.75% APR.*

Start the application process and apply online by clicking the button below, or by calling us at 281-243-0555 or toll-free at 1-(844)-VIP-HFCU (1-844-847-4328). Our Electronic Lending Team hours are Monday-Friday 9:00 a.m.-7:00 p.m. CST and Saturday 9:00 a.m.-2:00 p.m. CST If you would like to bypass the waiting queue and receive a call back, you do have the option to leave a message and the next available representative will return your call.

Apply for Your Signature Loan Today!

*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. The rate applicable to your loan will depend on your credit worthiness, including credit history and other factors. Current rates are effective January 1, 2021 through January 31, 2021. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details. Payment Example: 18 monthly payments of approximately $59.03 per $1,000 borrowed at 7.75% APR. HFCU is an equal opportunity lender. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. Other restrictions may apply.