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Save More Money with HFCU Auto Loans


Houston Federal Credit Union is dedicated to getting you the best deal possible when you finance your new or used vehicle with us. Our low rates, flexible terms, and first payment date options* are geared to fit your lifestyle, and help you save more over the life of your loan. Apply today, and take advantage of our auto loan rates as low as 1.99% APR*!

If you already financed your new or used vehicle through the dealer to receive their unbeatable rebates, it’s not too late. You can still refinance your auto loan with HFCU’s amazing low rates that save you money! Refinance your auto loan today, and see how much you could save!

HFCU also offers excellent Protection Products** that can help you protect your investment and extend the life of your vehicle, which include Extended Warranties, GAP Plus, Debt Cancellation Protection, and Tire, Wheel, Windshield, and Dent & Door Protection. It is as simple as rolling these low cost protection products in with your loan!**

We are dedicated to saving you money on your new, used or refinanced auto loan! Start your application by clicking the link below, by calling us at 281-243-0555, or toll-free at 1-(844)-VIP-HFCU (847-4328). Our Electronic Lending Team hours are Monday-Friday 9:00 a.m.-7:00 p.m. CDT and Saturday 9:00 a.m.-2:00 p.m. CDT.

Apply for Your Refinance, Used or New Auto Loan Today!

*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Current rates are effective April 1, 2021 through April 30, 2021. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details. Loan terms 72-84 months require a $20,000 minimum loan. Payment example: 60 monthly payments of approximately $17.75 per $1,000 borrowed at 2.50% APR. For deferred payment option, interest accrues during deferral period. HFCU is an equal opportunity lender. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. Other restrictions may apply.
**GAP/Extended Warranty/Multi-Shield Protection: See Credit Union for terms and conditions.