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Saddle Up in Your New Ride


Howdy partners! It’s Rodeo Time, and Houston Federal Credit Union wants to help you save money, and saddle up the vehicle of your dreams.
If you are planning to purchase your next vehicle, then take advantage of our incredible auto loan rates as low as 2.15% APR*. Increase your bargaining power with our Vehicle Instant Purchase (VIP) check!
Get pre-approved up to a certain amount, and we give you a blank check so that you can negotiate your price with the dealership up to that amount. Sign your VIP check and drive away! It’s so easy and will save you money!.

Apply for a Loan

We also believe in providing you with products and services that save you money offers protection products such as Guaranteed Auto Protection (GAP), Extended Warranties, and Multi-Shield Protection to our members.

GAP Insurance
Guaranteed Auto Protection (GAP) is a loan deficiency protection designed to eliminate your unpaid net loan balance in the event your vehicle is stolen or damaged beyond repair.It is inexpensive and can be included in your loan.

Extended Warranties
Don’t wait until your vehicle manufacturer’s warranty expires! Extended Warranties is automobile protection that extends beyond the manufacturer’s factory warranty and covers repairs of unexpected breakdowns.

Multi-Shield Protection
Don’t worry about Metal, Nails, Potholes, Glass and Debris! Multi-Shield Protection will cover those repairs or replacement cost with no deductible to safeguard your tires, wheels windshield and doors. Emergency roadside assistance is available 24/7/365 and includes towing.

Whether it’s a new or used auto, we have your best interest in mind! Talk to one of our loan officers about more information on these valuable protection plans that will save you money, or email us at ! Apply online today, stop by any of our convenient locations, or call us toll-free at (844) VIP-HFCU.

VIP program subject to certain credit criteria. Available at participating dealerships within the greater Houston, TX area. May be used for the purchase of new or used automobiles, trucks or SUVs. May not be used for sales between private parties or to purchase reconditioned, salvaged, or auctioned vehicles. Other restrictions may apply. See Credit Union for additional terms and conditions.

*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV), and/or down payment, for example, may vary based upon your credit history. Other rates and terms available. Restrictions may apply, and rates are subject to change without notice. Talk to a loan officer for details. APRs are effective March 1, 2018 through March 31, 2018. 72-84 month financing requires a minimum $20,000 loan amount.