News Articles

Refinance New or Used Auto Loans for More Savings


Don’t keep paying too much for your auto loan through 2022. Make it your New Year’s resolution to save, and let HFCU refinance your new or used auto loan! Were you recently cornered into financing through the dealer or another lender? Experience better financing options that could lower your payment, and also save you hundreds to thousands of dollars over the life of your auto loan. Start 2022 with savings when you finance or refinance with our new auto loan rates as low as 2.99% APR*, or used auto loan rates as low as 3.19% APR*!

We can also help you protect your investment and extend the life of your vehicle with our very competitive"*Protection Products*":/loans-credit/loans/loan-resources/extended-warranties, which include Extended Warranties, GAP Plus, Debt Cancellation Protection; as well as Tire, Wheel, Windshield, and Dent & Door Protection.¹

Apply today, and let us help you save on your auto loan! Start your application by clicking the link below, or calling us at 281-243-0555, or toll-free at 1-(844)-VIP-HFCU (847-4328). Our Electronic Lending Team hours are Monday-Friday 9:00 a.m.-7:00 p.m. CT and Saturday 9:00 a.m.-2:00 p.m. CT. If you would like to bypass the waiting queue and receive a call back, you do have the option to leave a message and the next available representative will return your call.

Refinance Your Used or New Auto Loan Today!

*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV) and/or down payment, for example, may vary based upon your credit history. Current rates are effective August 1, 2022 through August 31, 2022. Other restrictions may apply and rates are subject to change without notice. Talk to a loan officer for details. Loan term for 72-84 months require a $20,000 minimum loan. Payment examples: New autos: 60 monthly payments of approximately $18.19 per $1,000 borrowed at 3.50% APR. Used autos: 60 monthly payments of approximately $18.28 per $1,000 borrowed at 3.70% APR. For deferred payment option, interest accrues during deferral period. HFCU is an equal opportunity lender. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Must be eligible for membership. Other restrictions may apply.
¹GAP/Extended Warranty/Multi-Shield Protection: See Credit Union for terms and conditions.