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Rake in BIG Savings with our Auto Loans!


Are you ready to leave your old auto rate in the dust? Refinance your vehicle and rake in more savings with our auto loan rates as low as 2.75% APR*! And with our expedited auto loan approval process, we can have an answer for you in no time. All we need is your Valid TX or State DL, Proof of Insurance, and Current lienholder Statement- Vehicle, VIN, and Account Balance.


  • Lower Interest rates – Most dealer- financed vehicle loans commonly have a higher rate of interest. Take advantage of the dealer incentives and refinance your vehicle for a better interest rate and save hundreds or thousands on your loan.
  • Financial situation improved- An individual’s credit score has a significant influence on your auto loan rate. A higher credit score is an excellent opportunity to make sure you’re getting the best rate.
  • Lower monthly payment- If you’re able to get a lower interest rate, you could decrease the time to pay off your loan and save money.

Experience the Credit Union difference and increase your savings by refinancing your auto loan today! You can also stop by any of our convenient locations, or call us toll-free at (844) VIP-HFCU.

Refinance your auto loan today!

*APR is Annual Percentage Rate. Normal credit criteria apply. Rates for approved loans are based on the applicant’s credit history. Stated “rates as low as” apply to well-qualified applicants. Loan term, loan to value (LTV), and/or down payment, for example, may vary based upon your credit history. Other rates and terms available. Restrictions may apply, and rates are subject to change without notice. Talk to a loan officer for details. APRs are effective August 1, 2020 through August 31, 2020. Payment Example: 60 monthly payments of approximately $17.64 per $1,000 borrowed at 2.25% APR. 72-84 month financing requires a minimum $20,000 loan amount.