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Open a FREE Checking Account Today!


Make your life easier with our FREE Checking account! Our FREE Checking account is packed full of convenient features to help you manage and save money:

  • $0 monthly service charge
  • FREE Online Bill Pay & Online Statements1
  • FREE 24/7 Mobile & Online Banking2
  • FREE ATM Access Worldwide3
  • FREE HFCU Card Alerts4
  • NO per check fees
  • NO Minimum Balance
  • Overdraft Protection Options5

Don’t wait! Open Your FREE Checking account with us today! Visit one of our convenient locations today, or call us toll-free at 1-866-OUR-HFCU.

Learn More About Our Checking Accounts

1Bill pay is free provided the account is used at least once every three months; otherwise, a $3.00 monthly fee (subject to change) may be assessed.
2Data rates may apply, check with your mobile carrier.
3Free ATM access at participating Credit Union Service Centers.
4The cell phone or mobile device must have the ability to send and receive text messages and the use of “shortcodes” must not be blocked. Shortcodes are special telephone numbers, often five digits long, which are used to send text messages from mobile phones. You are responsible for any text messaging fees from your carrier, message and data rates may apply. This service is available for the following carriers listed Carrier message and data rates may apply.
5HFCU charges $30 each time an overdraft is paid on your account under HFCU’s Basic and Enhanced Courtesy Overdraft Protection options and $5 each time a transfer is made from your savings account under the Transfer plan. For additional information, visit HFCU’s Overdraft page.