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Mortgage Loans that Bring Your Dreams Home


Let us make your dreams come true! If you’re thinking about buying your first home or the vacation home you’ve always wanted, we have solutions for your needs both big and small, so you won’t have to go far to find your perfect mortgage loan. Even if your current mortgage is with another lender, we can look into helping you refinance your loan, which may lower your monthly payment and even shorten the term of your loan.

Use HomeAdvantage®, our Real Estate Agent network and get help buying or selling your home – plus earn CashRewards.*

The HomeAdvantage® program pairs you with local real estate agents who will guide you through the entire home buying or selling process. With over 5,000 agents in approximately 23 states, use HomeAdvantage® to find your first home, vacation home, or condo. This service is free, and members can earn HomeAdvantage® Cash Rewards.*

Whether purchasing or refinancing, we want to help you with your homeownership goals.

Apply for Your Mortgage Loan Today!

*The HomeAdvantage® program is made available to HFCU members through a relationship between Houston FCU and CU Realty Services. Cash Rewards are awarded by CU Realty Services through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage® network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. CashRewards amounts are dependent on the commissions paid to the HomeAdvantage® network agent. Obtaining a mortgage or use of any specific lending institutions is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you. Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5.